Do I need to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Widnes so that I can attend their offices if required.

Whereas this was necessary 12 years ago, most lenders no longer need their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to hand over ID documents and there are still distinct advantages to instructing a locally based practitioner, in your situation a conveyancing solicitor in Widnes.

My friend recommended that if I am buying in Widnes I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard Widnes conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Widnes around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Widnes Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Widnes Education with plans and statistics, Local Amenities and other useful information about Widnes.

Just had an offer accepted on a new build flat in Widnes. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Widnes

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared.

I opted to have a survey carried out on a house in Widnes before instructing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend refuse to grant a loan on a flying freehold house.

It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Widnes. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Widnes to see if the conveyancing will be more expensive.

I was recommended by numerous selling agents in Widnes to choose a property lawyer using your seach tool. What’s the financial incentive for Estate Agents to promote your lawyers over another?

We refuse to make any financial incentive for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.