It is a dozen years since I acquired my house in Frodsham. Conveyancing lawyers have now been appointed on the sale but I am unable to locate my title documents. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they could be in the possession of the solicitor who handled your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Frodsham relates to registered property but in the unlikely event that your property is not registered it is more of a problem but is resolvable.

Various web forums that I have visited warn that are the number one cause of hinderance in Frodsham conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to feature in any slowing down conveyancing in Frodsham.

I have todaydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Frodsham for a purchase of a leasehold flat 9 months ago. How can I be sure that my home is in my name in the name of the previous owner?

The easiest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Frodsham conveyancing specialists.

I'm buying my first flat in Frodsham benefiting from help to buy. The developers refused to reduce the amount so I negotiated 6k of extras instead. The property agent advised me not to tell my conveyancer about this deal as it would affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Hoping to buy a property located in Frodsham and I am already nervous. I couldn't find anything specific about Frodsham. Conveyancing will be needed in due course but do you know about the Frodsham area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Frodsham. In the meantime here are some basic statistics that we found