Me and my brother purchased a terraced Edwardian house in Helsby. Conveyancing lawyer acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Helsby and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
I have been on the look out for a ground for flat up to £305k and identified one round the corner in Helsby I like with amenity areas and railway links in the vicinity, however it only has 51 years on the lease. There is not much else in Helsby for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
My company is planning to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no fees for non-domestic conveyancing in Helsby for less than £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Helsby, including the sale and purchase of businesses as well as simply property. If you are intending to buy or sell a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right lawyer. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Let us have your details or call so as to enable us to provide you with a fixed commercial conveyancing calculation.
In scouring the web for the term conveyancing in Helsby it brings up many conveyancersin the area. How do I determine which is the suitable solicitor for purchase transaction?
The preferential way of finding a suitable conveyancer is through a personal referral, so ask friends and family who have acquired a property in Helsby or the respected estate agent or mortgage broker. Fees for conveyancing in Helsby differ, so it's advisable to secure a minimum of three costs illustrations from different companies. Make sure that you know that the fees are fixed.
A licensed conveyancer dealt with my conveyancing in Helsby half a dozen years past and was holding my deeds but has since been shut down – What steps do I now take to retreive these?
Title deeds, as such, are no longer appropriate for the majority of properties in Helsby are archived digitally at Land Registry. If you need to establish ownership or are disposing of or re-mortgaging your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.