The deeds to my property can not be found. The lawyers who dealt with the conveyancing in Helsby 4 years ago no longer exist. Will I be able to sell the house?

Assuming you have a registered title the information relating to your ownership will be held by HMLR under a Title Number. It is easy to carry out a search at the Land Registry, find your property and order up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be obtained for twenty pounds.

I was pointed in your direction by numerous property agents in Helsby to choose a property lawyer using your seach tool. Is there a financial upside for Estate Agents to market your lawyers over a competitor’s?

We don’t make any referral fee for sending work our way. We found it would be just too difficult to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

I am 17 days into a residential purchase having been directed to a firm by the estate agent to execute conveyancing in Helsby. We are not happy. Could you you assist me in finding new lawyers?

A conveyancer would have to be really bad in order to consider replacing them. Has your mortgage been generated? In the event that it has you will need to make them aware of the new contact details and get the mortgage documents are re-issued. Your new conveyancer should be on the banks panel to avoid escalating charges and delays. So that should be your starting point. Our find a solicitor tool should assist you in finding a lender approved solicitor for your home move in Helsby

We expect to complete the sale of our £125,000 apartment in Helsby in just under a week. The freeholder has quoted £336 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Helsby?

Helsby conveyancing on leasehold maisonettes ordinarily involves administration charges raised by management companies :

Completing pre-exchange enquiries Where consent is required before sale in Helsby Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Helsby leasehold property is £350. For Helsby conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide the information.

Helsby Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

Is anyone aware of any major works anticipated that will likely increase the maintenance costs? What restrictions are contained in the Helsby Lease? The prefered form of lease structure is if the freehold title is owned by the leaseholders. In this scenario the leaseholders enjoy being in charge if their destiny and notwithstanding that a managing agent is frequently employed if the building is larger than a house conversion, the managing agent employed by the leaseholders.

My solicitors in Helsby have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the bank conveyancing panel they need to have retained the file for a prescribed period?

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the bank directly.