Just contacted my conveyancing lawyer in Helsby who acted for me 18 months ago requesting a conveyancing costs illustration based on an identical type of house move (a leasehold property and a freehold premises) of almost identical values with a mortgage from Barclays Direct. It looks as though am now being quoted double. Am I right to be tempted to shop around for a cheaper internet property lawyer?
The quote is slightly on the high side. If you shop around you might shave off some of the cost by say a hundred pounds. On the other hand, assuming were content with the conveyancing the firm gave you maycome to regret choosing an an untested solicitor. Remember to check that the conveyancer can represent Barclays Direct. You can make use of our search tool to locate a Helsby conveyancing firm on the Barclays Direct approved list of lawyers, which can often include conveyancing solicitors in Helsby.
About to place a bid on a leasehold apartment in Helsby. The selling agents advise that it is the norm for flats in Helsby to have less than 75 years unexpired on the lease. I am getting a loan with Accord Mortgages. Is this going to be acceptable if the lease has 70 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/4/2019 the requirements read as follows :
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Helsby. Do I pick up the keys to the house on the completion date from my solicitor? If so, I will appoint a local conveyancing solicitor in Helsby?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be invited to collect the keys from the Estate Agents and start moving into the property. Usually this occurs early afternoon.
We expect to receive a DIP from Virgin Money this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Helsby solicitors on the Virgin Money conveyancing panel, or is it better to go independently?
You will need to appoint Helsby solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I have today made my last payment due on my mortgage with Coventry BS. I assume I don't need a Helsby property lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
What will a local search reveal regarding the house my wife and I purchasing in Helsby?
Helsby conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Searchflow The local search plays a central part in most Helsby conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
How difficult is it to transfer to a new solicitor as I need to instruct a firm on the Norwich and Peterborough Building Society conveyancing list. I instructed a family conveyancing solicitor in Helsby five minutes from me but he is not approved by Norwich and Peterborough Building Society
It would be our pleasure to help you select a conveyancing solicitor in Helsby on the Norwich and Peterborough Building Society panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Helsby. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Helsby.