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Recently asked questions about conveyancing in Helsby

There is lots of information on this site about conveyancing in Helsby but what is your top tip for finding the right conveyancer in Helsby

It would be unwise to be seduced by the cheapest Helsby conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

A friend pointed out to me me that in buying a property in Helsby there could be various restrictions preventing external changes to the property. Is this right?

We are aware of a number of properties in Helsby which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Helsby should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I currently have a mortgage with Co-operative for my property in Helsby. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?

Your original mortgage agreement with Co-operative will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel firm.

Are there restrictive covenants that are commonly picked up during conveyancing in Helsby?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Helsby. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Due to the encouragement of my in-laws I had a survey completed on a house in Helsby before instructing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will not give a loan on such a home.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Helsby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Helsby to see if the conveyancing will be more expensive.

In what way can the Landlord & Tenant Act 1954 affect my commercial premises in Helsby and how can your lawyers assist?

The particular law that you refer to gives a safeguard to commercial lessees, granting the legal entitlement to apply to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and assist with commercial conveyancing in Helsby

I need to instruct a conveyancing solicitor in Helsby for my remortgage. Can I review a firm’s record with the profession’s regulator?

You can see presented Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA could recorded call for training purposes.

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Neighbouring Locations

Speke
Runcorn
Helsby
Frodsham
Kelsall

Find out more about how flying freehold can affect your the value of a property.