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Find a Runcorn Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Runcorn? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Runcorn conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Runcorn conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Runcorn

Are the Runcorn conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?

Runcorn conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.

I have Fifty Six years remaining on my lease and require a lease extension for my flat in Runcorn. Conveyancing solicitors on the Platform panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/5/2021 the requirements read as follows :

Minimum 85 years unexpired from completion, except where the mortgage application is pursuant to Platform's participation in the Government's Help to Buy Shared Equity scheme, in which case (a) the unexpired lease term must not be less than 250 years for new-build houses and not less than 125 years for new-build flats and (b) ground rent must be reasonable at all times and any escalation must be linked to RPI (Retail Price Index) or a similar index.

I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Runcorn is the location of the property. Can you shed any light on this issue?

Flying freeholds in Runcorn are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Runcorn you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Runcorn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I have been sourcing a conveyancing lawyer in Runcorn for my home move. Can I review a solicitor's complaints history with the legal regulator?

Members of the public can find presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.

I today plan to offer on a house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have subsequently been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Runcorn. Conveyancing advisers have are soon to be instructed. Will they explain the issues?

Most houses in Runcorn are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Runcorn in which case you should be shopping around for a Runcorn conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’spermission to conduct changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is located on an estate. Your solicitor will report to you on the legal implications.

I am the registered owner of a basement flat in Runcorn, conveyancing having been completed in 2011. Can you work out an approximate cost of a lease extension? Equivalent flats in Runcorn with over 90 years remaining are worth £165,000. The ground rent is £50 levied per year. The lease finishes on 21st October 2098

With just 77 years left to run we estimate the price of your lease extension to be between £7,600 and £8,800 as well as costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first getting professional advice.

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Neighbouring Locations

Prescot
Whiston
Rainhill
Widnes
Runcorn
Helsby
Frodsham

Find out more about how flying freehold can affect your the value of a property.