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Ready to buy a new home in Runcorn? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Runcorn conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Runcorn

It is a dozen years since I bought my home in Runcorn. Conveyancing solicitors have recently been instructed on the sale but I can't find the title documents. Will this cause complications?

Don’t worry too much. First there is a chance that the deeds will be kept by your mortgage company or they could be archived with the solicitor who handled the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Runcorn involves registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.

There are a variety of conveyancing solicitors in Runcorn but how do I know who I should use?

Do not opt for the lowest Runcorn conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

My conveyancer has informed me that breach of easement insurance is required on my purchase. What is the level of cover for Runcorn conveyancing?

The appropriate level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

We expect to receive a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Runcorn solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Runcorn solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

I need some fast conveyancing in Runcorn as I am faced with a deadline to sign on the dotted line inside 2 weeks. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?

If.Given you are not getting a home loan you are at free not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Runcorn the following are instances of issues that can arise and adversely affect market value: Enforcement Notices, Overdue Fees, Overdue Grants, Road Schemes,...

Just had an offer accepted on a new build apartment in Runcorn. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Runcorn

    Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I am looking for a leasehold apartment up to £245,000 and found one near me in Runcorn I like with a park and station nearby, however it's only got 49 remaining years left on the lease. I can't really find anything else in Runcorn for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the shortness of the lease will be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

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