A friend recommended that if I am purchasing in Whiston I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Whiston conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Whiston around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Whiston Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Whiston Education with plans and statistics, Local Amenities and other useful data regarding Whiston.
It has been three months following my purchase conveyancing in Whiston took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a property in Whiston prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some lenders may not grant a loan on such a premises.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whiston. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the will of my aunt I am selling a property in Newport but I am based in Whiston. My solicitor (approximately 300 kilometers awayhas requested that I sign a stat dec before completion. Can you recommend a conveyancing lawyer in Whiston who can witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Whiston based
Why do I have to supply my conveyancer with numerous items of ID ahead of starting my conveyancing in Whiston?
Whiston lawyers are obliged by the Law Society, Solicitors Regulation Authority, the Land Registry and current AML Regulations to certify that the have verified the identity of their clients. It will also be a condition of your mortgage offer. In addition they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, national insurance number and DOB.