My wife and I are hoping to purchase a property in Woolton and are in fact using a Woolton conveyancing firm. Within the last couple of days our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Barclays have this morning contacted us to advise us that they have now hit a problem as our Woolton lawyer is not on their approved list of lawyers. Is this a problem?
Where you are buying a property requiring a mortgage it is normal for the purchasers' solicitors to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Woolton solicitors, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.
Would the conveyancing solicitors listed on your site execute auction conveyancing in Woolton?
We know of a few niche practitioners we can put you in touch with those conducting auction conveyancing. Woolton is one of our areas of where our lawyers are based.
Forgive me if this question is silly but I am new to the house moving as FTB of a ground floor flat in Woolton. Do I receive the keys to the house on completion from my conveyancer? If this is the case, I will appoint a High Street conveyancing solicitor in Woolton?
On the day of completion you do not need to go to the conveyancers office in Woolton. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to receive the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I am buying a 4 bedroom semi-detached house in Woolton. We would like to an extension at the rear at the house.Will the conveyancing process involve investigations to determine if these works were previously refused?
Your solicitor will review the registered title as conveyancing in Woolton will occasionally identify restrictions in the title documents which prevent certain changes or necessitated the permission of a 3rd party. Certain additions need local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.
My partner and I have arranged a further advance on our home loan from Nottingham as we intend to carry out a loft conversion to our house in Woolton. Do we need to choose a bricks and mortar Woolton solicitor on the Nottingham conveyancing panel to deal with the legals?
Nottingham would not normally instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham list.
The deeds to our property are lost. The conveyancers who handled the conveyancing in Woolton 5 years ago have long since closed. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will be aware exactly where to find all the appropriate paperwork so you may purchase or sell your house without a hitch. If duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on the property.
Given that I will soon part with over three hundred thousand on a property in Woolton I wish to have a conversation with the conveyancer regarding theconveyancing prior to giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your conveyancing in Woolton.There is no ‘factory style conveyancing’ - each client is an important person, not a file number. The practices that we put you in touch with believe that the fees you are provided with for residential conveyancing in Woolton should be the figure that you are charged.