Can your site be used to locate a Conveyancing solicitor in Childwall even where I’m not buying or selling a house, for example where I want to acquire a shop in Childwall with a loan from Godiva Mortgages Ltd?
Our comparison service is primarily there to locate domestic conveyancing solicitors in Childwall but we have listed towards the bottom of this page a selection of Childwall commercial conveyancing firms. You should enquire with the solicitors directly to check if they are also authorised to represent Godiva Mortgages Ltd
My wife and I purchasing a 4 bedroom semi-detached house in Childwall. Our aim is to carry out an extension to the side at the house.Will the conveyancing process include investigations to ascertain if these works are prohibited?
Your conveyancer should check the registered title as conveyancing in Childwall can sometimes identify restrictions in the title documents which restrict certain alterations or require the permission of another owner. Many additions require local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
Is it the case that all Childwall solicitors on the UBS conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the UBS conveyancing panel they would need to be regulated by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel and in that case the firms would be overseen by the CLC.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Childwall solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Childwall surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Will our conveyancer be making enquiries concerning flooding during the conveyancing in Childwall.
The risk of flooding is if increasing concern for lawyers carrying out conveyancing in Childwall. Some people will purchase a property in Childwall, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not qualified to give advice on flood risk, but there are a various checks that may be undertaken by the purchaser or by their conveyancers which can figure out the risks in Childwall. The conventional set of information given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to find out if the premises has ever been flooded. If flooding has previously occurred which is not revealed by the owner, then a purchaser could issue a compensation claim resulting from an inaccurate reply. A purchaser’s conveyancers may also conduct an environmental report. This will reveal whether there is a recorded flood risk. If so, more detailed inquiries will need to be made.
I am buying a new build flat in Childwall. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Childwall
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
There are a number of houses in Childwall on private roads. My partner and I are buying one such house. Are there any advantages to purchasing a property on a privately owned road?
Childwall conveyancing practices are well versed in dealing homeson unadopted roads. Your conveyancing practitioner should investigate title to find any rights or liabilities. It is possible that there is a management company (wholly owned by residents) that owners make annual payments to maintain the road. If there is one, the road should be maintained and appear nicer than council owned.