We are looking to buy a property and need a conveyancing solicitor in Knotty Ash who is on the HSBC solicitor panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Knotty Ash.

I am purchasing a detached bungalow in Knotty Ash. Our aim is to carry out an extension to the side at the house.Will the conveyancing process involve investigations to determine if these works are allowed?

Your conveyancer will review the registered title as conveyancing in Knotty Ash will on occasion reveal restrictions in the title documents which restrict categories of works or require the consent of another owner. Certain works require local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

I am the sole recipient of my late mum's will with all property in now in my sole name, including the my former home in Knotty Ash. The Knotty Ash property was put into my name in October. I want to move. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship could be considered the same way as though I had purchased the house in October. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. Most lenders would take a sensible view as this requirement is principally there to pick up on subsales or the flipping of properties.

Last month we had a mortgage agreed in principle with Clydesdale. Knotty Ash conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?

Some lenders take longer than others. Have Clydesdale done the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am buying a new build apartment in Knotty Ash. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Knotty Ash

Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

In searching the world wide web for the term cheap conveyancing in Knotty Ash it shows results of many conveyancersin the vicinity. How do I determine which is the suitable conveyancing solicitor for purchase transaction?

The ideal method of choosing the right conveyancer is through a trusted recommendation, so seek the opinion of colleagues and those you trust who have purchased a property in Knotty Ash or the respected estate agent or financial adviser. Fees for conveyancing in Knotty Ash vary, so it's advisable to obtain at least three fee calculations from different conveyancers. Dont forget to clarify that the fees are fixed.

What makes a Knotty Ash lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in Knotty Ash. Most leases are individual and legal mistakes in the legal wording can sometimes mean that certain clauses are not included. For example, if your lease is missing any of the following, it could be defective:

Maintenance charge proportions which don’t add up to the correct percentage

You could have difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Santander, Norwich and Peterborough Building Society, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, forcing the buyer to withdraw.

Leasehold Conveyancing in Knotty Ash - A selection of Queries before Purchasing

Best to be warned whether fixing the lift or some other significant cost is anticipated that will be shared between the leaseholders and will dramatically impact the level of the maintenance charges or result in a one off invoice. How much is the service charge and ground rent on the flat? Please inform me if there are any major works in the planning that could add a premium to the maintenance costs?