My bank has recommended a law firm on their panel based in Aintree but I would rather use a conveyancing lawyer in Aintree or nearer to where I live. Can you assist?

Far from all Aintree conveyancing practitioners are on all banks conveyancing panel. Use the above find an approved solicitor tool to identify a Aintree conveyancing conveyancer on the on the mortgage company panel.

My wife and I are purchasing a flat in Aintree. I might seem paranoid but how we can trust a conveyancer? On completion day we have to deposit money into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Aintree

There are many registered licenced Conveyancers in Aintree and Solicitor firms in Aintree to choose from It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

Clydesdale have agreed my mortgage in principle, my bid on a flat in Aintree has been accepted, now what?

Your estate agent will wish to know who your solicitors are (ensure that the conveyancers are on the lender’s panel). Call up Clydesdale or the broker and finish off any relevant forms. Clydesdale will appoint a valuer who will get in touch with the estate agent or owners to book a time for the valuation to take place. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. Clydesdale will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Aintree.

Me and my brother own a semi-detached Georgian house in Aintree. Conveyancing lawyer acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Aintree and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who carried out the work.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Aintree is where the house is located. Can you shed any light on this issue?

Flying freeholds in Aintree are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Aintree you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aintree may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My wife and I purchased a leasehold house in Aintree. Conveyancing and Barclays mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing solicitor in Aintree who acted for me is not around. Do I pay?

The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Aintree conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Aintree Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

Does the lease include onerous restrictions? How much is the ground rent and service charge? Be sure to investigate if there is anything that is prohibited in the lease. For example plenty of leases prohibit pets being allowed in certain buildings in Aintree. If you love the apartmentin Aintree yet your cat is not allowed to live with you then you have a very hard choice.