Having been suggested to visit your company we were going to use a conveyancing solicitor in Edge Hill found on your site but stumbled across some other fee calculations on the internet seem less expensive – how come?

There are many firms of solicitors advertising pretending to offer cheap conveyancing, but extracosts result in the final invoice being escalated. Solicitors are duty bound to ensure charges listed in terms and conditions should be honest and reasonable invoiced The conveyancers that we list for conveyancing in Edge Hill set out all costs for the property you plan topurchase.

I'm at the point of looking at houses in Edge Hill and I am now considering a potential offer. Is it wise to have a solicitor on ‘stand by’? I will be getting a mortgage with Co-operative.

It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are taking out a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.

I have paid off my mortgage with Nationwide. I assume I don't need a Edge Hill conveyancer on the Nationwide panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Nationwide has sent the Land Registry the discharge electronically, and
3. Nationwide has instructed the Land Registry to do so

Planning on purchasing a flat in Edge Hill. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Edge Hill property lawyer is on the Coventry BS conveyancing panel.

I own a semi-detached Victorian property in Edge Hill. Conveyancing lawyer represented me and Clydesdale. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the matching address. Is it worth asking Clydesdale to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Edge Hill and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing practitioner who carried out the work.

I am buying my first flat in Edge Hill with a mortgage from Platform Home Loans Ltd. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about the extras as it would adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Edge Hill is the location of the property. Can you offer any advice?

Flying freeholds in Edge Hill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Edge Hill you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Edge Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.