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Find a Merseyside Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Merseyside? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Merseyside home move at risk of delay or failure.

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Recently asked questions about conveyancing in Merseyside

What is the first thing I need to know regarding purchase conveyancing in Merseyside?

Not many law firms or advisers will tell you this but conveyancing in Merseyside or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there is an abundance of room for friction between you and other parties involved in the legal transfer of property. For instance, the vendor, selling agent and on occasion a bank. Selecting a lawyer for your conveyancing in Merseyside should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the transaction whose responsibility is to act in your legal interests and to protect you.

We are witnessing a definite ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer above the other players when it comes to the legal transfer of property.

My stepmother pointed out to me me that in buying a property in Merseyside there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?

We are aware of anumerous of properties in Merseyside which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Merseyside should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are aiming to move home in September. Should my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you recommend a removal company in Merseyside. Conveyancing firm was chosen prior to coming across this website.

On the day of completion you will need to collect the house keys from your selling agent but this can only happen after the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be given over. After that you should advise the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can help you choose a conveyancing in Merseyside or a solicitor that specialises in conveyancing in Merseyside.

I'm in the throws of viewing houses in Merseyside and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Clydesdale.

You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are taking out a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.

How does conveyancing in Merseyside differ for newly converted properties?

Most buyers of new build residence in Merseyside come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Merseyside tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Merseyside or who has acted in the same development.

I decided to have a survey carried out on a property in Merseyside in advance of appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies tend not issue a mortgage on a flying freehold home.

It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Merseyside. Conveyancing may be slightly more expensive based on your lender's requirements.

Do you have any advice for leasehold conveyancing in Merseyside with the aim of speeding up the sale process?

  • Much of the delay in leasehold conveyancing in Merseyside can be bypassed where you get in touch lawyers as soon as your agents start advertising the property and request that they start to put together the leasehold information which will be required by the purchasers’ solicitors.
  • Many landlords or managing agents in Merseyside levy fees for providing management packs for a leasehold premises. You or your lawyers should enquire as to the fee that they propose to charge. The management information sought as soon as you have a buyer, thus accelerating the process. The average time it takes to receive management information is three weeks. It is the most frequent cause of delay in leasehold conveyancing in Merseyside. You believe that you know the number of years left on your lease but it would be wise to verify this via your solicitors. A buyer’s lawyer will not be happy to advise their client to to exchange contracts if the lease term is below 75 years. It is therefore important at an as soon as possible that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. If you have the benefit of shareholding in the Management Company, you should ensure that you are holding the original share document. Arranging a new share certificate can be a time consuming formality and slows down many a Merseyside conveyancing deal. If a reissued share is necessary, do contact the company director and secretary or managing agents (where applicable) for this sooner rather than later.

Merseyside Leasehold Conveyancing - A selection of Questions you should consider before buying

    Its a good idea to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to daily issues such as the upkeep of the common parts. Ask other people whether they are happy with them. In conclusion, investigate as to the dates that you are obliged pay the service charge to the managing agents and specifically what you get for your money. Are any of leasehold owners in dispute over their service charge payments? The best form of lease structure is if the freehold interest is in the ownership of the leaseholders. In this situation the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is usually employed if the building is larger than a house conversion, the managing agent retained by the leaseholders.

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Find out more about how flying freehold can affect your the value of a property.