Do the conveyancing lawyers that you recommend execute attended exchange conveyancing in Merseyside?
We do have a number of conveyancing experts carrying out 24hr exchanges. Please e-mail us to secure a fee calculation and details as to availability.
At what point can the exchange of contracts happen for residential conveyancing in Merseyside and am I required to attend the conveyancers branch?
If you are local to one of the conveyancing solicitors in Merseyside you are welcome to attend to sign the paperwork. However, the lender approved solicitors we work with offer countrywide coverage for conveyancing and give just as detailed and professional a job for you when dealing with you digitally. The signing of the purchase agreement is not the important part. Signing on the dotted line simply enables the solicitor to address the formalities at the suitable time, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Merseyside)to be in the office at the appropriate time.
Having invested time scouring mumsnet.com for an online solicitor in Merseyside, most say that I should use a CQS accredited solicitor. What is CQS?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * adherence to prudent and efficient conveyancing processes via the scheme protocol the standard covers numerous organisations who perform conveyancing in Merseyside.
My friend suggested that where I am purchasing in Merseyside I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Merseyside conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Merseyside around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Merseyside Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Merseyside Education with plans and statistics, Local Amenities and other useful data regarding Merseyside.
I am just shy of a 10% deposit on my house purchase in Merseyside , but I am anxious exchange. Do I have options?
One option is to try and accept a lower deposit. Most property owners will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute