My IFA says he needs my Liverpool solicitor’s panel member for the Lloyds conveyancing panel. What is the best way to find this out. I have tried my local Liverpool office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Liverpool property lawyer . They maintain a central record lender panel numbers.
A relative advised me that where I am buying in Liverpool I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Liverpool conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Liverpool around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Liverpool Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Liverpool Education with plans and statistics, Local Amenities and other useful data concerning Liverpool.
It has been five months following my purchase conveyancing in Liverpool completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a property in Liverpool before retaining conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend refuse to give a loan on such a home.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you e-mail us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Liverpool. Conveyancing may be slightly more expensive based on your lender's requirements.
We have been told by many friends that it can take up to two months for Liverpool conveyancing to complete.This was four weeks ago. The paperwork was only forwarded from the vendors solicitor yesterday so does the time start running now?
Do not count on completing on a certain date until contracts are exchanged. Whatever assurances the people you are acquiring from or selling to make, or your mortgage broker provides don't bank on them. More frustration is caused to home movers by false assurances than anything else.