lenderpanel

Find a Fairfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fairfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fairfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fairfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Fairfield

We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to instruct a Fairfield based conveyancing firm?

Do check but the chances are that appoint one of their panel lawyers if you accept the "fee-free" offer. Contact the lender and check if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Fairfield.

Me and my brother have a 4 bedroom Edwardian property in Fairfield. Conveyancing solicitor acted for me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fairfield and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the purchase.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Fairfield is the location of the property. Can you shed any light on this issue?

Flying freeholds in Fairfield are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fairfield you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fairfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In my capacity as executor for the will of my grandfather I am selling a house in Monmouth but reside in Fairfield. My lawyer (who is 260 miles awayneeds me to execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Fairfield to attest and place their company stamp on the document?

Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are Fairfield based

I am a negotiator for a busy estate agent office in Fairfield where we have witnessed a few leasehold sales put at risk due to short leases. I have been given contradictory information from local Fairfield conveyancing firms. Please can you confirm whether the owner of a flat can initiate the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the sale.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Fairfield Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

    It is important to be aware if a new roof is being put on or some other major work is anticipated to be shared by the leaseholders and could well materially impact the level of the service charges or result in a specific payment. Its a good idea to discover as much as you can regarding the managing agents as they will either make living at the property much easier or problematic. As the proprietor of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to practical matters such as the cleanliness of the common parts. Enquire of other tenants what they think of their management. Finally, investigate as to the dates that the maintenance fees are due to the managing agents and specifically what you get for your money. Who are the managing agents?

Last updated

Find out more about how flying freehold can affect your the value of a property.