I am getting a mortgage with Halifax. I hope to use a Licensed Conveyancer in Mossley Hill. Does the Halifax Conveyancing panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Due to move into my new home in Mossley Hill next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the bank expect the insurance to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These obligations are not unique to conveyancing in Mossley Hill.
Do banks and building societies provide you with an approved list of Mossley Hill conveyancing solicitors? How do you know who is on the RBS conveyancing panel?
Mossley Hill conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
It has been four months since my purchase conveyancing in Mossley Hill concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How easy is it to use the search facility to select a conveyancing solicitor in Mossley Hill on the authorised to act for my mortgage?
1st pick a bank such as Barclays , Chelsea Building Society or Britannia then choose your preferred area for example Mossley Hill. Conveyancing firms in Mossley Hill and further afield should be identified.