Due to complete my purchase in Wavertree next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not specific to conveyancing in Wavertree.

Do commercial conveyancing searches reveal planned roadworks that could impact a commercial land in Wavertree?

Its becoming the norm that commercial conveyancing solicitors in Wavertree will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Wavertree. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Wavertree.

For each commercial conveyancing transaction in Wavertree it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Wavertree commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Wavertree.

Me and my brother purchased a semi-detached Victorian house in Wavertree. Conveyancing solicitor represented me and Britannia. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wavertree and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing lawyer who completed the work.

I need to retain a conveyancing solicitor for freehold conveyancing in Wavertree. I happened to land on a site which looks to be the perfect answer If it is possible to get all this stuff completed via email that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Me and my wife are expecting to complete buying a property in Wavertree but as a consequence of wreckage from the recent storms I have agreed reparation from the seller of £3k in the form of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process yet my lender will not agree to this. Should they have been informed?

Any conveyancer being on a mortgage company approved list is required to inform the lender of any amendments to the purchase price. If you did not allow your conveyancing practitioner to report the price change to your bank then they would have to refrain from acting for you and the mortgage company.