Will my conveyancing lawyers need to check that the building insurance when buying a house in Birkenhead. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 23/4/2019, the requirements read as follows :
We are buying a detached bungalow in Birkenhead. We would like to an extension at the rear at the house.Will legal due diligence on the property include enquiries to determine if these works were previously refused?
Your property lawyer should check the deeds as conveyancing in Birkenhead can on occasion reveal restrictions in the title deeds which restrict categories of works or necessitated the consent of another owner. Certain extensions require local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
We expect to receive a DIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Birkenhead solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Birkenhead solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
At last I have had an offer on a maisonette in Birkenhead agreed to, the owners do nevertheless have an associated purchase. The owners have placed an offer on somewhere, but it’s not been accepted yet, and are looking at other properties in the pipeline. I have instructed a high street conveyancing solicitor in Birkenhead. What should be my next step? When should I get the mortgage application with Coventry BS started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then survey, Birkenhead conveyancing search charges, etc). First, you should check that your conveyancer is on the Coventry BS conveyancing panel. As to the next steps this very much dictated by the uniqueness of your transaction, attraction to this property and on the state of the market. In a buoyant market some purchasers would apply for the mortgage with Coventry BS and arrange for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Birkenhead.
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who did the conveyancing in Birkenhead 4 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to hold title official documentation to evidence that you are the owner of your registered land or premises, as the Land Registry hold details of all registered land or property electronically.
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At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Birkenhead. Unlike many estate agents and many comparison sites we do not charge firms a fee if you select them for your conveyancing in Birkenhead
What are your top tips when it comes to appointing a Birkenhead conveyancing practice to carry out our lease extension conveyancing?
When appointing a property lawyer for your lease extension (regardless if they are a Birkenhead conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you make enquires with two or three firms including non Birkenhead conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
Can they put you in touch with clients in Birkenhead who can give a testimonial? How familiar is the firm with lease extension legislation?
Birkenhead Leasehold Conveyancing - Sample of Questions you should consider Prior to buying
It is important to be aware whether redecorating or some other major work is coming up to be shared by the leasehold owners and will dramatically impact the level of the service fees or require a one time invoice. What is the yearly service fee and ground rent? The answer will be useful as a) areas may cause problems for the building as the communal areas may begin to deteriorate if maintenance remain unpaid b) if the tenants have a dispute with the running of the building you will need to have all the details