It is 10 years ago since I purchased my home in Oxton. Conveyancing solicitors have just been retained on the sale but I can't locate the deeds. Is this a major issue?

Don’t worry too much. First the deeds may be kept by the lender or they may be in the possession of the conveyancers who handled your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Most conveyancing in Oxton relates to registered property but in the unlikely event that your property is not registered it is more of a problem but is not insurmountable.

Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Oxton so that I can pop in to their offices when needed.

These days conveyancing panel lawyers for banks carry out the vast majority of work through Royal Mail, internet or over phone calls. This enables them to undertake the legal work for your home move regardless of where you live in the country. Nevertheless you should check if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.

I am buying a new build house in Oxton with a mortgage from Bank of Ireland. The developers would not reduce the price so I negotiated £7000 of extras instead. The house builders rep told me not inform my conveyancer about this deal as it will impact my loan with Bank of Ireland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Oxton and I am already nervous. I couldn't find anything specific about Oxton. Conveyancing will be needed in due course but do you know about the Oxton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Oxton. In the meantime here are some basic statistics that we found

I need to appoint a conveyancing solicitor for freehold conveyancing in Oxton. I happened to stumble upon a site which seems to have the perfect offering If there is a chance to get all the legals done via phone that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?