We are about to sign contracts for a garden flat in Wirral. We have hit a snag. Our loan offer with Norwich and Peterborough Building Society runs out on 5/12/2022 but the sellers are suggesting a completion date of 7/12/2022. Can one prolong the loan expiry date?
The person best placed to deal with your issue is your solicitors who is in a position to assess if he or she is corresponding with the lender, seller’s solicitors, estate agents or indeed all three given the circumstances your transaction as of today.
I have been recommended a conveyancing solicitor in Wirral. I need to find out if they are accepted on the Leeds Building Society conveyancing panel. Can you assist?
You should e-mail the solicitor and ask them whether they can act for the lender. Alternatively you can call Leeds Building Society who may be able to assist.
I have justbeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Wirral for a purchase of a leasehold flat 10 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wirral conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Wirral ahead of retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks will refuse to grant a mortgage on such a premises.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wirral. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wirral to see if the conveyancing costs will increase in light of this.
I have been pointed in your direction by a couple of local selling agents in Wirral to choose a solicitor using your seach tool. What’s the financial inducement for Estate Agents to offer your lawyers over another?
We refuse to make any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.