My father informed me that in buying a property in Wirral there may be a number of restrictions prohibiting external changes to the property. Is this right?

There are anumerous of properties in Wirral which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Wirral should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We had appointed conveyancers with offices in Wirral on the HSBC solicitor panel. They have just invoiced me a separate charge for handling the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer is entitled to charge a fee for this. This fee is not set by HSBC but by your Wirral property lawyer. Some firms on the HSBC panel will quote an ‘acting for lender’ fee but many firms incorporate it on their overall fee.

I was told three weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Wirral is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

I require quick conveyancing in Wirral as I am faced with pressure to sign on the dotted line in less than 2 weeks. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?

As you are not obtaining a mortgage you are at liberty not to do searches although no law firm would advise that you don't. With plenty of history conveyancing in Wirral the following are examples of issues that can appear and therefore affect market value: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...

I have todaybecome aware that Stirling Law have closed. They conducted my conveyancing in Wirral for a purchase of a leasehold flat 10 months ago. How can I establish that my home is in my name in the name of the former proprietor?

The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wirral conveyancing specialists.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Wirral is the location of the property. Can you offer any assistance?

Flying freeholds in Wirral are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wirral you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wirral may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We are in the process of purchasing a apartment in Wirral. Could the lawyer have our purchase price confidential from the likes of Zoopla. Is this possible and how?

HM Land Registry by statute are obliged to disclose price paid data on a register of the title for domestic properties countrywide which includes properties in Wirral. The register of title is a public document, so HM Land Registry would be breaking the law if they failed to allow access to the register.

In essence you can ask HMLR to hide the price paid entry but the response will be a No.