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Recently asked questions about conveyancing in Flint

AssumingI was to acquire a simple residential housein Flint for cash and have no survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Flint?

Any savings you would achieve would be limited to the Flint conveyancing searches. A solicitor still be obliged to do everything else - money laundering, correspond with the vendors conveyancer, SDLT return, register the ownership etc. You might save a bit for them not needing to register a mortgage but it will not be a lot.

I am looking to buy a property and need a conveyancing solicitor in Flint who is on the Yorkshire Building Society solicitor. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Flint. We dont recommend any particular firm.

Will our lawyer be raising enquiries concerning flooding as part of the conveyancing in Flint.

Flooding is a growing risk for conveyancers conducting conveyancing in Flint. Some people will purchase a property in Flint, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, however there are a various checks that can be undertaken by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Flint. The standard information sent to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the seller to discover whether the property has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the seller, then a purchaser could commence a legal claim for losses as a result of such an inaccurate reply. A purchaser’s lawyers should also order an environmental report. This should reveal whether there is a recorded flood risk. If so, further investigations should be carried out.

How does conveyancing in Flint differ for new build properties?

Most buyers of new build premises in Flint approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in Flint typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Flint or who has acted in the same development.

I decided to have a survey completed on a property in Flint ahead of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some lenders may refuse to give a loan on such a premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Flint. Conveyancing will be smoother if you use a solicitor in Flint especially if they regularly deal with such properties in Flint.

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Find out more about how flying freehold can affect your the value of a property.