I am expecting a offer of a home loan from Lloyds. I would like to retain the legal services of a Licensed Conveyancer in Flint. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Should commercial conveyancing searches disclose impending roadworks that could impact a commercial premises in Flint?
Many commercial conveyancing solicitors in Flint will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Flint. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Flint.
For every commercial conveyancing transaction in Flint it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Flint commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Flint.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Flint is where the house is located. Can you shed any light on this issue?
Flying freeholds in Flint are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Flint you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flint may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable figure which is making it more attractive. I have subsequently discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Flint. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Flint ?
Most houses in Flint are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are purchasing in Flint in which case you should be looking for a Flint conveyancing practitioner and be sure that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the landlord’spermission to carry out alterations. It may be necessary to pay a contribution towards the upkeep of the communal areas where the property is part of an estate. Your lawyer should appraise you on the various issues.
Leasehold Conveyancing in Flint - Examples of Queries Prior to buying
Are any of leasehold owners in arrears of their service charge liability? Please inform me if there are any major works in the near future that will likely increase the maintenance costs? It would be wise to find out as much as you can concerning the company managing the block as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to day to day matters like the cleanliness of the communal areas. You should not be shy to ask other people if they are happy with them. On a final note, investigate as to the dates that the service charges are due to the managing agents and specifically what you get for your money.
Is planning permission needed to change a house into multiple appartments in Flint? This has been carried out to a property next door to my house in Flint and was not aware of it happening until it was complete.
Planning permission is required for converting a single dwelling in Flint into flats but probably not for converting back to single dwelling-house so, in answer to your query, yes.