Are you able to recommend a Nationwide Building Society allowed Flint conveyancing firm that can complete within under 3 weeks? Would it be better to use a local Flint firm or an internet firm?
We would be happy to suggest some excellent Flint conveyancing firms. You can also walk up the high street in Flint. Visit some well established firms and request to speak with a conveyancing solicitor for a fee estimate. Discuss your deadline together with your reasons and ask for an assurance on speed. Choose the one that genuine.
I am considering applying for a RBS mortgage for purchase of a newly converted (under development) in Flint with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for RBS ?
In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My wife and I have organised a further advance on our home loan from Clydesdale as we intend to carry out a loft conversion to our home in Flint. Are we obliged to appoint a nearby Flint solicitor on the Clydesdale conveyancing panel to deal with the legals?
Clydesdale don't usually instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.
We have a mortgage agreed in principle with Clydesdale. Flint conveyancing practitioners are chosen. How long does it take for Clydesdale to send the offer to the property lawyer?
There is no definitive answer here. Have Clydesdale completed the valuation? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Flint lawyer on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
What will a local search reveal regarding the property my wife and I purchasing in Flint?
Flint conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for instance Xpress Legal The local search is essential in every Flint conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
What is different about your site and alternative web based conveyancing solicitors for conveyancing in Flint?
At this site get a conveyancing quote via a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Flint. As opposed to estate agents and brokerage sites we do not operate commission arrangements with solicitors. Many agents and online brokers 'recommend' solicitors who pay the highest per referral, rather than the best value conveyancing in Flint