The loan offer from Nationwide for the remortgage of my 4 room apartment is coming any day now. Are you able to suggest a low cost conveyancing practitioner in Flint?
You have arrived at the wrong site to search for cut-price fees for conveyancing solicitors in Flint. Our aim is to provide value for money conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers teasing you with £100 conveyancing in Flint. In your best case scenario, in deciding on cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not end up with the service expected.
We're in Flint, First time buyers purchasing with a mortgage (lender is Principality , and our lawyer is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
four months have gone by since my purchase conveyancing in Flint concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing my first flat in Flint with a loan from Britannia. The developers refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about this extras as it may adversely affect my loan with Britannia. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are first time buyers - had an offer accepted, yet the agent informed us that the owners will only issue a contract if we use their recommended conveyancers as they want an ‘expedited deal’. We would rather use a family solicitor who is familiar with conveyancing in Flint
It is improbable the owners are driving this. If they desire ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Speak to the owners direct and make the point that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)but you intend to use your preferred Flint conveyancing firm - not the ones that will provide their estate agent a commission or achieve conveyancing targets pre-set by head office.