I am purchasing a ground floor flat in Flint. My lawyer is not on the lender approved panel. Can I still appoint my Flint conveyancing solicitor notwithstanding that they are not on the lender approved list?
Your options include
- Proceed with your preferred Flint property lawyer but your bank will need to appoint a solicitor from their approved list. This will result in additional fees and probable delay.
- Get a new conveyancing practitioner to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Appeal to your solicitor to apply to join the mortgage company panel
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Flint is where the house is located. Can you offer any opinion?
Flying freeholds in Flint are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Flint you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flint may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been sourcing a conveyancing lawyer in Flint for my house move. Is it possible to see a firm’s record with the profession’s regulator?
Members of the public can find presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.
Estate agents have just been given the go-ahead to market my 2 bed flat in Flint. Conveyancing lawyers have not yet been instructed, however I have just received a yearly service charge demand – Do I pay up?
It best that you pay the service charge as you normally would given that all ground rent and maintenance charges will be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I invested in buying a split level flat in Flint, conveyancing was carried out 6 years ago. How much will my lease extension cost? Corresponding properties in Flint with over 90 years remaining are worth £222,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease ends on 21st October 2090
You have 70 years left to run we estimate the price of your lease extension to range between £9,500 and £11,000 plus legals.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.
I was informed by my lender that their panel conveyancers operate no sale no fee basis for conveyancing in Flint. My purchase aborted and now the lawyers have invoiced for search fees! They say the fees are seperate!
By offering "no sale no fee" Flint conveyancing firms are waiving their charges for any work conducted. We should make it clear that this is NOT an insurance scheme. you will still be expected to reimburse any disbursements that your lawyer has expended on your behalf for instance Flint local authority checks