I have just started taking steps with the aim of swapping over from my current homeowner loan to a Buy to Let Platform Home Loans Ltd mortgage. I was told by my mortgage that I need a solicitor as part of the process. I got in contact with my previous Buckley conveyancing firm who who completed the conveyancing when I initially acquired the property. The fee calculation e-mailed to me of £550 has taken me by surprise as its a refinance than a sale or purchase.
The estimate does seem a little steep. If you are prepared to spend time comparing prices you could get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, assuming were happy with the service the firm provided you couldcome to regret choosing an an untested conveyancer. Remember to be sure the solicitor can act for Platform Home Loans Ltd. Do use our search tool to choose a Buckley conveyancing firm on the Platform Home Loans Ltd conveyancing panel, which can often include conveyancing solicitors in Buckley.
Would the conveyancing lawyers identified via your search tool conduct conveyancing in Buckley by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct personalised exchanges. Do call us to get a fee calculation and details as to dates.
My wife and I purchasing a 4 bedroom semi-detached house in Buckley. The intention is to carry out a loft conversion at the house.Will legal investigations on the property involve checks to ascertain if these works are prohibited?
Your property lawyer will check the deeds as conveyancing in Buckley can occasionally reveal restrictions in the title documents which prohibit certain changes or necessitated the permission of another owner. Some additions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
We previously instructed conveyancers with offices in Buckley on the Santander solicitor panel. They are now charging me a supplemental amount for dealing with the Santander mortgage. Is this an additional conveyancing fee specified by Santander?
Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to charge a fee for this. The fee is not dictated by Santander but by your Buckley lawyer. Some firms on the Santander panel will quote an ‘acting for lender’ fee and others do not.
I had an offer accepted on a house in Buckley on 22/5/2019, valuation was booked five days after, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
It has been four months since my purchase conveyancing in Buckley concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £245,000 and found one near me in Buckley I like with a park and railway links in the vicinity, however it's only got 51 remaining years left on the lease. I can't really find anything else in Buckley suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the remaining unexpired lease term may be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.