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Recently asked questions about conveyancing in Buckley

Will my solicitor be asking questions regarding flooding as part of the conveyancing in Buckley.

Flooding is a growing risk for conveyancers dealing with homes in Buckley. Plenty of people will acquire a property in Buckley, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.

Conveyancers are not best placed to offer advice on flood risk, however there are a numerous searches that may be carried out by the buyer or by their lawyers which should figure out the risks in Buckley. The standard information given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard inquiry of the vendor to find out whether the property has historically flooded. In the event that flooding has previously occurred which is not disclosed by the vendor, then a purchaser could commence a compensation claim as a result of such an incorrect reply. The buyer’s conveyancers will also conduct an environmental report. This will indicate if there is a recorded flood risk. If so, more detailed investigations will need to be carried out.

Me and my brother purchased a semi-detached Victorian property in Buckley. Conveyancing lawyer acted for me and Clydesdale. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Buckley and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing solicitor who completed the work.

I am looking for a flat up to £235,500 and found one near me in Buckley I like with amenity areas and station nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Buckley suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a home loan that many years will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you could ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

Having checked my lease I have discovered that there are only Seventy years unexpired on my flat in Buckley. I now want to get lease extension but my landlord is absent. What should I do?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. You will be obliged to demonstrate that you or your lawyers have made all reasonable attempts to find the freeholder. In some cases a specialist would be helpful to try and locate and to produce an expert document which can be used as proof that the freeholder can not be located. It is wise to seek advice from a solicitor in relation to investigating the landlord’s absence and the vesting order request to the County Court overseeing Buckley.

I am the registered owner of a split level flat in Buckley, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Buckley with a long lease are worth £185,000. The average or mid-range amount of ground rent is £65 yearly. The lease expires on 21st October 2082

With only 61 years left to run the likely cost is going to be between £18,100 and £20,800 plus legals.

The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.

Is it the case that all Buckley legal practices on every lender conveyancing panel?

You can use our search tool or you can drop into your local lender branch in Buckley. the probability is that they can recommend conveyancing solicitors in Buckley

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Find out more about how flying freehold can affect your the value of a property.