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Find a Deeside Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Deeside? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Deeside transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Deeside conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Deeside

My brother and I have recently acquired a property in Deeside. We have since encountered a number of issues with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Deeside?

It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Deeside. Conveyancing searches and investigations undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a questionnaire referred to as a Seller’s Property Information Form. If the information turns out to be inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Deeside.

We see that you have a post code search directory identifying firms on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Deeside?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Deeside.

We had selected conveyancing lawyers located in Deeside on the Aldermore solicitor approved list. They are now charging me an additional fee for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?

Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. This fee is not set by Aldermore but by your Deeside solicitor. Plenty of firms on the Aldermore panel will charge ’dealing with mortgage’ fee and others do not.

We are getting the release of further monies on our home loan from Aldermore as we intend to carry out improvements to our home in Deeside. Are we obliged to select a high street Deeside solicitor on the Aldermore conveyancing panel to deal with the legals?

Aldermore would not normally require firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.

I currently have a mortgage with RBS for my property in Deeside. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?

RBS must be informed of your intention before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel firm.

Over the last few months I have been searching for a leasehold apartment up to £305k and identified one round the corner in Deeside I like with a park and station in the vicinity, however it only has 49 remaining years left on the lease. I can't really find anything else in Deeside in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan that many years will likely be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.

I need to instruct a conveyancing solicitor for residential conveyancing in Deeside. I have chance upon a site which looks to be the perfect solution If there is a chance to get all formalities completed via email that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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