We are a couple about to sign contracts for a property in Hawarden. We encountered a problem. Our loan offer with Bank of Ireland expires on 18/4/2019 but the owners are insisting on a completion date of 24/4/2019. Can one extend the mortgage offer?
The person best placed to deal with your issue is your lawyer who will calculate if they better off negotiating with the mortgage broker, seller’s solicitors, selling agents or possibly all three based on what has gone on in your transaction as of today.
My wife and I are planning on selling our property in Hawarden and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A local conveyancer would know this is not the case. It does beg the question why the purchasers instructed a web based conveyancing outfit as opposed to a conveyancing solicitor in Hawarden. Having lived in Hawarden for many years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Just had an offer accepted on a new build flat in Hawarden. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Hawarden
Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Due to the encouragement of my in-laws I had a survey completed on a house in Hawarden before retaining lawyers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will not give a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hawarden. Conveyancing will be smoother if you use a solicitor in Hawarden especially if they regularly deal with such properties in Hawarden.
Hoping to buy a property located in Hawarden and I am already nervous. I couldn't find anything specific about Hawarden. Conveyancing will be needed in due course but do you know about the Hawarden area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hawarden. In the meantime here are some basic statistics that we found