It is 10 years ago since I acquired my property in Higher Kinnerton. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be kept by the lender or they may stored with the lawyers who oversaw the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Higher Kinnerton relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Higher Kinnerton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Higher Kinnerton
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants.
Am I right to be concerned by estate agents that I am dealing with are suggesting an internet conveyancing firm as opposed to a local Higher Kinnerton conveyancing practice?
As with lots of service providers, often referrals from relatives can be extremely useful or valuable. Yet there are many people with a keen interest in a conveyancing matter; estate agents, mortgage brokers and banks may suggest solicitors to instruct. Sometimes the lawyers might be known to one of the organisations as experts in their field, but sometimes there might be a commercial relationship behind the recommendation. You have the discretion to appoint your own lawyer. You need to be aware that most mortgage providers specify a panel list of solicitors you have to use for the mortgage related work in your home move.
In my capacity as executor for the will of my grandmother I am disposing of a residence in Neath but reside in Higher Kinnerton. My lawyer (based 300 miles from mehas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing solicitor in Higher Kinnerton who can attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Higher Kinnerton based
Should I stop the direct debit for my mortgage with RBS once a completion date for my sale in Higher Kinnerton has been set?
No, you should continue meeting any mortgage payments to RBS until the mortgage is repaid on completion as part of your Higher Kinnerton conveyancing.