IfI was to buy a freehold propertyin Acrefair mortgage fee and have no survey and no local authority searches how much should I expect to to save on my conveyancing in Acrefair?

Any savings you would gain would be limited to the Acrefair conveyancing searches. A property lawyer is required to do the vast majority of work - money laundering, communicating with the sellers property lawyer, SDLT return, register the property etc. You might save a bit for them not having to register a charge but it won't be significant.

My grandmother passed away six months ago and as sole heir and executor I was left the house in Acrefair. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this possible?

Where you intend to re-mortgage then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.

This question may be naive but I am unseasoned as FTB of a two bedroom flat in Acrefair. Do I receive the keys to the premises on the completion date from my lawyer? If so, I will use a High Street conveyancing solicitor in Acrefair?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you should be invited to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.

We have agreed to purchase a house in Acrefair. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?

As your lender is Nottingham your lawyer must follow the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and solicitors are required to report to Nottingham where a lease fails to satisfy these specifications. The provisions relate to the installation of panels on properties nationwide and is not limited to Acrefair.

I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Acrefair solicitor on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Co-operative has sent the Land Registry the discharge electronically, and
3. Co-operative has instructed the Land Registry to do so

About to purchase a new build flat in Acrefair. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Acrefair

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Do I stop my mortgage payments with HSBC once a completion date for my sale in Acrefair has been set?

No, you should continue paying any mortgage payments to HSBC until the mortgage is redeemed on completion as part of your Acrefair conveyancing.