We have agreed to purchase a house in Treuddyn. A rare aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with Leeds Building Society your lawyer must follow the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and solicitors are required to report to Leeds Building Society where a lease fails to meet these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Treuddyn.

I am currently in the process of buying my council flat in Treuddyn. I have a mortgage offer with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

I was told four weeks ago that my mortgage has been agreed to by Nottingham. Is it usual for Nottingham to only issue the offer once my solicitor in Treuddyn is approved on their conveyancing panel? Nottingham have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.

I need some fast conveyancing in Treuddyn as I am faced with an ultimatum to exchange contracts in less than one month. Fortunately I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?

If.Given you are not obtaining a home loan you have the choice not to have searches carried out although no lawyer would recommend that you don't. With plenty of history conveyancing in Treuddyn the following are examples of what can be revealed and adversely affect future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...

I am buying a new build flat in Treuddyn. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Treuddyn

Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Treuddyn is where the house is located. Is there any advice you can give?

Flying freeholds in Treuddyn are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Treuddyn you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Treuddyn may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Me and my husband accepted an offer on a Treuddyn bungalow left to us 5 years ago in 2011. I have over a decades worth of conveyancing know-how and, although retired, intend to carry out my own legal work. The purchaser's solicitor has informed me that their building society will not allow you to do your own conveyancing mandating that the funds to be released via a solicitor's bank account.

Lending requirements to property lawyers from all mainstream lenders specify that If the vendor does not have legal representation the borrower's lawyers should check whether the bank needs to be told so that a decision can be reached as to whether or not they are prepared to move forward.