My husband and I are nearing an exchange on a property in Bagillt and my parents have transferred the 10% deposit to my solicitor. I am now told that as the deposit has not arrived from me my conveyancer needs to make a notification to my lender. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company about my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

Your solicitor is legally required to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

We see that you have a search directory identifying firms on the Co-operative conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Bagillt?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bagillt.

My father pointed out to me me that in buying a property in Bagillt there may be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are a number of properties in Bagillt which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Bagillt should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are aiming to move house in April. Should my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Bagillt. Conveyancing lawyer was found before I stumbled across this page.

On the day of completion you will need to pick up the house keys from the property agent however this can only take place once the sellers lawyers confirm to the agent that they have the completion monies and the keys can be released. After that you can tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you locate a residential property solicitor in Bagillt or a legal practice with expertise in conveyancing in Bagillt.

I happen to be the sole beneficiary of my late father’s will and I have everything in my name now, including the my former home in Bagillt. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship may be considered the same way as if I'd bought the property in December. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How sensible a view lenders take of it, depend on the mortgage company as this clause chiefly exists to pick up on the purchase and immediately sell or the flipping of property.

How do I locate a Bagillt solicitor on the National Westminster Bank conveyancing panel? I am a keen cyclist and am prepared to travel upto 20miles to meet the lawyer.

You can use the tool on this website. Please select a mortgage company and your location and you will see a number of Bagillt conveyancing lawyers locally. We have detailed some Bagillt conveyancing firms at the bottom of this page and you can ring them to verify whether they are on the National Westminster Bank approved list

We expect to complete the sale of our £325,000 garden flat in Bagillt next week. The landlords agents has quoted £300 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Bagillt?

For the majority of leasehold sales in Bagillt conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Completing conveyancing due diligence questions Where consent is required before sale in Bagillt Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your solicitor will have no control over the level of the charges for this information but the average costs for the information for Bagillt leasehold property is £350. For Bagillt conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide answers.

I own a 1 bedroom flat in Bagillt, conveyancing formalities finalised 8 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Bagillt with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 2088

With 62 years unexpired the likely cost is going to range between £17,100 and £19,800 as well as legals.

The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.