My wife and I have recently appointed a conveyancing solicitor in Carmel. I I am struggling to find out whether they are on the The Mortgage Works approved list of lawyers. Could you assist?

You should phone your solicitor and ask them if they are on the lender panel. Otherwise you should get in touch with The Mortgage Works who may be able to confirm.

About to purchase a new build apartment in Carmel. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Carmel

Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants.

Due to the guidance of my in-laws I had a survey completed on a property in Carmel ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies tend refuse to issue a loan on a flying freehold premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you e-mail us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Carmel. Conveyancing may be slightly more expensive based on your lender's requirements.

We are a fortnight into a freehold purchase having been referred to solicitors by the selling agent to execute conveyancing in Carmel. I am am very frustrated with the level of service. Could you you assist me in finding new solicitors?

A solicitor would need to be very bad in order to consider changing them. Has the mortgage offer been generated? If so you need to advise them of the replacement solicitor and ensure the mortgage documents are re-sent. Your new conveyancer should be on the mortgage company approved list to avoid escalating charges and frustration. So that should be your first question of the new solicitors. Our search tool will assist you in finding a bank approved lawyer for your conveyancing in Carmel

We have selected a Carmel conveyancing solicitor for our home move (FTB’s) and have picked up in the engagement letter that they are not covered by the Financial Conduct Authority. Need I be worried or is that usually the case with lawyer?

We can't see why they should be. Most property lawyer don't lend money. They should be governed by the Solicitors Regulation Authority, who have specific obligations in relation to funds deposited by them.