At long last a loan offer from HSBC for the refinancing of my 2 bedroom garden flat is due imminently. Are you able to suggest a low cost conveyancing practitioner in Flintshire?
This site is not designed to assist those in pursuit of a cheap conveyancing solicitors in Flintshire. We can offer you excellent value conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing brokers enticing you with low cost conveyancing in Flintshire. Optimistically, in going for cheap conveyancing, you will get your money’s worth and at worst it will result in you paying a lot in extras and still not get the service required.
We are purchasing a purpose built flat in Flintshire with a mortgage from Norwich and Peterborough Building Society.We like our Flintshire conveyancing solicitor but Norwich and Peterborough Building Society says she’s not on their "panel". We have to appoint a Norwich and Peterborough Building Society panel firm or retain our high street solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan issued to you contains terms and conditions, one of which will be that lawyers must be on the Norwich and Peterborough Building Society solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Norwich and Peterborough Building Society
The deeds to my house are lost. The solicitors who handled the conveyancing in Flintshire 5 years ago are no longer around. What are my options?
As long as you have a registered title the details of your proprietorship will be recorded by HMLR under a Title Number. It is easy to carry out a search at the Land Registry, find your property and get current copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will also normally retain a file copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I'm buying my first flat in Flintshire with the aid of help to buy. The developers refused to reduce the amount so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my lawyer about the deal as it may adversely affect my mortgage with TSB. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a sole trader looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend conveyancers offering fixed fees for non-domestic conveyancing in Flintshire for under £2000?
We can recommend firms who have specialist knowledge of commercial conveyancing in Flintshire, including the sale and acquisition of businesses as well as simply premises. If you are intending to purchase or sell a shop, pub, restaurant, office, retail unit or a complete business we will find you the right firm. Regarding the fees this will depend on the structure and nuances of the deal. Please provide us with your details or telephone so as to enable us to furnish you with a detailed commercial conveyancing quote.