Do the Building Society Association intend to launch a online directory to to identify firms on the Earl Shilton BS conveyancing panel for instance in Flintshire?
We would not expect to be advised of any intention on the part of the BSA to develop such a tool.
How does conveyancing in Flintshire differ for new build properties?
Most buyers of new build or newly converted property in Flintshire contact us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Flintshire typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Flintshire or who has acted in the same development.
I opted to have a survey done on a property in Flintshire ahead of appointing lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some banks tend refuse to give a loan on this type of property.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Flintshire. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Flintshire and I am already nervous. I couldn't find anything specific about Flintshire. Conveyancing will be needed in due course but do you know about the Flintshire area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Flintshire. In the meantime here are some basic statistics that we found
I am in need of some leasehold conveyancing in Flintshire. Before I get started I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and almost all are in Flintshire - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Flintshire Leasehold Conveyancing - Examples of Questions you should ask Prior to Purchasing
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Are there any major works in the planning that will likely increase the service charges? The prefered form of lease structure is a share of the freehold. In this scenario the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is often employed if it is larger than a house conversion, the managing agent is directed by the tenants. How is the lease structured?