Completed the sale of my flat in Gwernaffield last January but my buyer keeps e-mailing me to moan that her conveyancer needs to hear from mine. What should have happened following completion?
Post completion of your disposal your conveyancer should deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. Where appropriate, your lawyer should also send confirmation that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion formalities peculiar conveyancing in Gwernaffield.
My stepmother advised me that in buying a property in Gwernaffield there may be various restrictions limiting what one can do in terms of external alterations to the property. Is this right?
There are anumerous of properties in Gwernaffield which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Gwernaffield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Last month we had a mortgage agreed in principle with Aldermore. Gwernaffield conveyancing solicitors have been chosen. What is the average time that one could expect to receive a mortgage offer from Aldermore?
There is no definitive answer here. Have Aldermore done the valuation? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I'm spending time looking at houses in Gwernaffield and I am about to put in an offer. Should I already have a property lawyer appointed at this stage? I intend to finance via a mortgage with Coventry BS.
It would be prudent to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are taking out a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, no chain conveyancing. Gwernaffield is the location of the property. Is there any advice you can impart?
Flying freeholds in Gwernaffield are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gwernaffield you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gwernaffield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are FTB’s - agreed a price, but the property agent has warned us that the owners will only proceed if we use the agent's chosen lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Gwernaffield
It is highly unlikely the sellers are driving this. If they desire ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Speak to the owners direct and make the point that (a)you are genuine buyers (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you will continue to use your own,trusted Gwernaffield conveyancing solicitors - as opposed tothose that will earn the estate agent a commission or meet his conveyancing figures demanded by HQ.
How much experience do your Gwernaffield conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Gwernaffield conveyancing lawyers help thousands of buyers move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Gwernaffield conveyancers have worked on recent similar cases.