Can I use your services to locate a Conveyancing solicitor in Gwernaffield even where I’m not purchasing or disposing of a house, for instance if I intend to buy an office in Gwernaffield with a mortgage from Leeds Building Society?

The service is predominantly utilised to help choose residential conveyancing solicitors in Gwernaffield but we have set out at the bottom of this page some Gwernaffield commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they can also act for Leeds Building Society

I used Stirling Law several years past for my conveyancing in Gwernaffield. Now, I need my files however the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gwernaffield of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Due to the guidance of my in-laws I had a survey completed on a property in Gwernaffield before instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will refuse to give a loan on this type of home.

It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Gwernaffield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gwernaffield to see if the conveyancing costs will increase in light of this.

Given that I am about to part with hundreds of thousands of pounds on 3 bedroom house in Gwernaffield I would like to have a conversation with the solicitor about myconveyancing before giving the go ahead to the firm. Can this be arranged?

This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your property ownership legalities in Gwernaffield.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Gwernaffield should be the figure that you end up paying.

I've recently bought a leasehold house in Gwernaffield. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Gwernaffield - Sample of Questions you should ask Prior to buying

Does the lease include onerous restrictions? Is anyone aware of any major works on the horizon that will likely increase the service charges? It would be prudent to find out as much as you can about the company managing the building as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents from a financial perspective and when it comes to every day matters such as the upkeep of the common parts. Enquire of other people whether they are happy with them. In conclusion, find out the dates that the service fees are due to the managing agents and precisely how they are spending the funds.