My mortgage broker has asked me for my Halkyn solicitor’s panel member for the Lloyds conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Halkyn branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Halkyn conveyancer . Most Halkyn conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
About to place an offer on a leasehold apartment in Halkyn. The estate agents assure me that it is normal for flats in Halkyn to have less than 75 years remaining. I am obtaining a mortgage with Platform. Is this going to be a problem if the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/1/2026 the requirements read as follows :
I am purchasing a new build house in Halkyn with the aid of help to buy. The developers would not reduce the amount so I negotiated £7000 of extras instead. The house builders rep advised me not to tell my lawyer about the extras as it may affect my mortgage with Yorkshire Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a house in Halkyn before instructing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies will refuse to give a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Halkyn. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the will of my grandfather I am selling a house in Neath but reside in Halkyn. My conveyancer (approximately 235 kilometers from merequires that I execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in Halkyn who can attest and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Halkyn based