I am obtaining a offer of a home loan from Santander. My intention is to enlist the help of a Licensed Conveyancer in Holywell. Does the Santander Conveyancing panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am about to put a bid on a leasehold apartment in Holywell. The property agents tell me that it is the norm for flats in Holywell to have less than 75 years left on the lease. I am taking out a mortgage with Virgin. Will the property be mortgageable given that the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/8/2025 the requirements read as follows :
I am helping my step-mother sell her house in Holywell. Will the conveyancer order the energy assessment or it is for the seller to see to?
After the abolition of Home Information Packs, EPC’s was kept a required part of selling a house. An energy performance certificate should be commissioned in advance of the property being put on the market. This is not a task that solicitors ordinarily arrange. Where you are instructing a Holywell conveyancing lawyer they may be willing to arrange energy assessments given their relationships with long established local energy assessors
Have just purchased a probate house at auction in Holywell. Conveyancing is required. What are my next steps?
Now that you have exchanged you will need to instruct a conveyancing practitioner as a matter of priority as you now have a tight a fixed date to complete the property. All auction property should have an associated legal set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You should give this to the solicitor instructed by you ASAP. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
Last month we had a mortgage agreed in principle with TSB. Holywell conveyancing practitioners are appointed. How long does it take for TSB to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have TSB conducted the survey? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I'm purchasing a new build house in Holywell with the aid of help to buy. The sellers refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The property agent advised me not disclose to my solicitor about the side-deal as it may affect my mortgage with Yorkshire Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Why is it not possible to complete our conveyancing in Holywell on Easter Monday?
Because on completion the sale price will be transferred electronically between the banks of the buyer and owner’s conveyancer and currently this can only occur on a business day. So you can't complete on a saturday or sunday either.