We are a couple about to exchange contracts for a semi detached house in Greenfield. We have hit a snag. The loan offer with Lloyds TSB Bank expires on 19/8/2021 but the vendors are putting forward a completion date of 23/8/2021. Is it possible to prolong the mortgage expiry date?
The person best placed to deal with your question is your solicitors who is in a position to assess if he or she is better off negotiating with the mortgage broker, owner’s conveyancers, estate agents or conceivably all three given the history of your house move to date.
I need some expedited conveyancing in Greenfield as I have an ultimatum to complete inside one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are not obtaining a mortgage you are at liberty not to have searches conducted although no law firm would advise that you don't. With lots of history conveyancing in Greenfield the following are instances of issues that can crop up and adversely impact future saleability: Enforcement Actions, Outstanding Fees, Overdue Grants, Railway Schemes,...
How does conveyancing in Greenfield differ for new build properties?
Most buyers of new build property in Greenfield approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is built. This is because new home sellers in Greenfield tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Greenfield or who has acted in the same development.
What tools are available to identify a Greenfield solicitor on the Barnsley Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the solicitor.
You can use the search on this page. Please select a lender and your location and you will see a number of Greenfield conveyancing lawyers located nearest you. We have listed some Greenfield conveyancing firms towards the end of this page and you can ring them to check whether they are on the Barnsley Building Society panel
What are the specific advantages to selecting a local conveyancer in Greenfield
Many buyers and sellers in Greenfield prefer a local conveyancing practitioner so that they can pop into the lawyer’s offices in the event that they have questions, and to collect documents rather than run the risk of depending on the post.
There is a slight benefit in using a property lawyer nearby to the property you are buying, due to the in-depth knowledge of the region and potential local issues - however this is moot. The majority of conveyancers are now via email and may be practically anywhere.