It has come to my attention via my mortgage broker that my Greenfield the law firm I have appointed is not on the lender Conveyancing panel. How can I be sure that this is correct?

The first thing you need to do is to call your Greenfield lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may recommend you to a Greenfield conveyancing practice that is on the conveyancing panel for your bank.

I have recentlybecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Greenfield for a purchase of a leasehold apartment 10 months ago. How can I establish that my home is in my name in the name of the previous owner?

The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Greenfield conveyancing specialists.

I'm purchasing my first flat in Greenfield with a loan from TSB. The developers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not reveal to my lawyer about this extras as it will jeopardize my mortgage with TSB. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to retain a conveyancing solicitor for sale conveyancing in Greenfield. I have chance upon a site which looks to be the perfect answer If it is possible to get all this stuff done via phone that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am short of a 10% deposit on my flat purchase in Greenfield , but I am anxious proceed. What can I do?

You can agree a smaller deposit. Most vendors will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second