Me and my fiance are buying a 3 bedroom flat in West Kirby with a mortgage. We have a West Kirby conveyancer, however the lender says she’s not on their "panel". It seems we have little choice but to appoint one of the lender panel firms or retain our West Kirby conveyancing practitioner and pay for one of their panel ones to represent them. This seems very unfair; can we not require that the mortgage company use our West Kirby conveyancing practitioner ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your West Kirby conveyancing solicitor to apply to be on the conveyancing panel.
Finally the sale completed on my house in West Kirby last January but my buyer keeps Skype messaging daily to moan that their solicitor is waiting to hear from myconveyancer. What are the post completion sale formalities following completion?
After completion of your house sale your solicitor should forward the transfer documentation and all additional paperwork to the buyer’s solicitors. Where appropriate, your lawyer must also confirm that the home loan has been discharged to the buyers solicitors. There are no post completion formalities specific conveyancing in West Kirby.
I am purchasing a house and require a conveyancing solicitor in West Kirby who is on the Nationwide Building Society conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nationwide Building Society in certain locations such as West Kirby. We dont recommend any particular firm.
As co-executor for the will of my aunt I am selling a house in Cardiff but reside in West Kirby. My solicitor (based 260 kilometers awayneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing practitioner in West Kirby to witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are based in West Kirby
How does one remove a departed person's name from the title deeds for a house in West Kirby?
Where a West Kirby property is jointly owned and one of the owners dies, their name will not immediately be removed from the title deeds. It is not necessary to amend the title as in the event of a sale your conveyancer would just be required to evidence as to the reason the joint proprietor is not a party to the contract, ordinarily this is in the form of a grant of probate.
With a view to making things more straight forward for the sale of the property you can arrange to have the deceased party removed from the title register by applying to the land registry with proof of the death. There is no charge from the Registry for this service.