The mortgage agreement from HSBC for the refinancing of my 3 bedroom apartment is coming imminently. Can you propose a cheap conveyancing lawyer in Moreton?

You are on the wrong site if you are seeking the cheapest conveyancing solicitors in Moreton. We can offer you value for money conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies seducing you with low cost conveyancing in Moreton. Optimistically, in deciding on low cost conveyancing, you will receive what you pay for and at worst you will end up being stung for extras and still not get the service required.

I am buying a house and the lawyer has identified Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly necessary for conveyancing in Moreton

Unless a prior acquisition of the house completed post 12 October 2013 you can assume that solicitors handling conveyancing in Moreton to continue to suggest a chancel search and or chancel repair liability policy.

I have been on the look out for a leasehold apartment up to £195,000 and identified one round the corner in Moreton I like with a park and station nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Moreton suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you need a mortgage the shortness of the lease will likely be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.

I am one month into a freehold purchase having been directed to solicitors by the local agent to carry out the conveyancing in Moreton. We are not happy. Could you you assist me in finding new lawyers?

They would have to be really bad in order to consider changing them. Has the mortgage offer been sent? If so you need to make them aware of the new conveyancer and have the offer are issued to the new lawyers. Your conveyancer needs to be on the banks panel to avoid added fees and frustration. So that should be your first question of the new solicitors. The search tool should help you find a bank approved lawyer for your conveyancing in Moreton

Having had my offer accepted I require leasehold conveyancing in Moreton. Before I get started I want to be sure as to the unexpired term of the lease.

Assuming the lease is registered - and almost all are in Moreton - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I acquired a basement flat in Moreton, conveyancing formalities finalised in 1995. Can you work out an approximate cost of a lease extension? Comparable flats in Moreton with over 90 years remaining are worth £206,000. The ground rent is £45 per annum. The lease runs out on 21st October 2092

You have 67 years remaining on your lease we estimate the premium for your lease extension to span between £10,500 and £12,000 plus professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.