It may have been a long time coming a mortgage agreement from HSBC for the refinancing of my 4 bedroom garden flat is expected any day now. Could you suggest a cheap conveyancing lawyer in Crosby?
You have arrived at the wrong site to search for the lowest fares for conveyancing solicitors in Crosby. Our aim is to provide excellent value conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint brokers teasing you with £99 conveyancing in Crosby. At best, in going for cheap conveyancing, you will get your money’s worth and at worst you will end up spending a lot in extras and still not get the service required.
Can your site be used to recommend a Conveyancing solicitor in Crosby even if I’m not purchasing or selling a house, for example if I wish to acquire an office in Crosby with a loan from Birmingham Midshires?
The service is primarily there to help choose domestic conveyancing solicitors in Crosby but we have set out at the end of this page a selection of Crosby commercial conveyancing firms. You should enquire with the firm directly to check if they can also act for Birmingham Midshires
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Crosby. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
If you intend to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Crosby?
There are many recorded licenced Conveyancers in Crosby and Solicitor practices in Crosby offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I'm the sole recipient of my late mum's will with all property in now in my sole name, including the house in Crosby. The Crosby property was put into my name in December. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship could be regarded the same way as if I'd bought the house in December. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Some lenders would take a pragmatic view as this obligation primarily exists to capture the purchase and immediately sell or the flipping of properties.
I recently had an offer agreed on a house in Crosby. My mortgage broker recommended their conveyancers. I paid an upfront payment of £225. A couple of days later, the conveyancing practitioner contacted me to say that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £275,000 maisonette in Crosby in 8 days. The management company has quoted £408 for Certificate of Compliance, insurance certificate and 3 years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Crosby?
For most leasehold sales in Crosby conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Completing pre-contract enquiries
Where consent is required before sale in Crosby
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I purchased a 2 bed flat in Crosby, conveyancing having been completed half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Crosby with a long lease are worth £190,000. The average or mid-range amount of ground rent is £65 levied per year. The lease ends on 21st October 2087
With only 61 years remaining on your lease we estimate the price of your lease extension to span between £19,000 and £22,000 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.