Completed the sale of my flat in Hightown last May but the buyer keeps calling me complaining that his solicitor needs to hear from mine. What are the post completion sale formalities following completion?

After completion of your disposal your conveyancer should send the transfer deeds and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer should also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers solicitors. There are no post completion requirements specific conveyancing in Hightown.

The deeds to my property can not be found. The lawyers who handled the conveyancing in Hightown 5 years ago no longer exist. What are my next steps?

In today’s world there are duplicates made of almost everything, and your conveyancer will know precisely where to locate all the appropriate paperwork so you may purchase or dispose of your house without a hitch. If copies can’t be found, your lawyer can arrange cover in the form of insurance or indemnities against future claims on the premises.

I am buying a new build house in Hightown with a mortgage from TSB. The sellers would not reduce the price so I negotiated £7000 of extras instead. The sale representative advised me not inform my conveyancer about this extras as it will affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £235,500 and identified one near me in Hightown I like with open areas and railway links nearby, however it only has 61 remaining years left on the lease. There is not much else in Hightown for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a mortgage the remaining unexpired lease term will be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

Can you offer any advice when it comes to finding a Hightown conveyancing firm to deal with our lease extension?

When appointing a conveyancer for your lease extension (regardless if they are a Hightown conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you speak with several firms including non Hightown conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be helpful:

What are the legal fees for lease extension conveyancing? How many lease extensions have they completed in Hightown in the last year?

I own a 2 bed flat in Hightown, conveyancing formalities finalised August 2003. Can you work out an approximate cost of a lease extension? Similar properties in Hightown with over 90 years remaining are worth £227,000. The ground rent is £50 yearly. The lease expires on 21st October 2091

You have 72 years left to run we estimate the premium for your lease extension to range between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.