I was notified yesterday by my financial adviser that my Lydiate lawyer is not on the mortgage company Solicitor panel. How can I check?
Your first step should be to call your Lydiate conveyancer. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
Can I use your services to find a Conveyancing solicitor in Lydiate even where I’m not purchasing or selling a house, for example where I intend to buy a shop in Lydiate with a loan from Virgin Money?
Our comparison service is mainly there to locate domestic conveyancing solicitors in Lydiate but we have set out at the end of this page a few Lydiate commercial conveyancing firms. You should enquire with the solicitors directly to see if they can also act for Virgin Money
We are planning to buy with Melton Mowbray Building Society. We have called around locally yet cant to find a Lydiate conveyancing firm on the Melton Mowbray Building Society panel. Please you help?
You should take advantage of the search tool on this page. Pick the building society and type Lydiate or your preferred area and you will see numerous solicitors located in Lydiate or near you.
Have just purchased a probate house at auction in Lydiate. Conveyancing is necessary. What is next?
Now that you have legally bound yourself to purchase you should instruct a conveyancing lawyer quickly as you are facing a pending a drop dead date to complete the conveyancing. Every auction property will have an associated auction pack. This will include evidence of title and search results. Where you are dealing with leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are organised to complete on the on the contractual date .
Is it the case that all Lydiate conveyancing solicitors on the Clydesdale conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do permit licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
Lloyds have agreed my home loan in principle, my offer on a flat in Lydiate has been agreed to, what are the next steps?
Your property agent will wish to be advised as to your solicitor's details (make sure the conveyancing practitioners are on the lender’s approved list). Call up Lloyds or the broker and finish off any outstanding forms. Lloyds will sellect a valuer who will get in contact with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes on average a fortnight to receive the mortgage offer. Lloyds will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Lydiate.
Is it best to appoint a Lydiate conveyancing practitioner based in the area that I am buying? We have a good friend who can deal with the legal work but her office is a couple of hundredmiles drive away.
The benefit of a local Lydiate conveyancing firm is that you can visit the firm to execute paperwork, deliver your identification documents and apply pressure on them if necessary. They will also have local insight which is a benefit. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were happy that should outweigh using an unfamiliar Lydiate conveyancing solicitor solely due to them being local.