A loan agreement from HSBC for the remortgage of my 4 room apartment is due imminently. Could you propose a cheap conveyancing law firm in Bootle?

You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Bootle. Our aim is to provide affordable conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing companies teasing you with low cost conveyancing in Bootle. Optimistically, in going for cheap conveyancing, you will get your money’s worth and at worst you will end up spending a lot in extras and still not receive the service expected.

My husband and I are refinancing our maisonette in Bootle with Coventry BS. We have a son 19 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the Coventry BS conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

First, rest assured that your Coventry BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have Fifty Six years left on my lease and need a lease extension for my apartment in Bootle. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/8/2025 the requirements read as follows :

I am currently in the process of buying my council flat in Bootle. I have a mortgage agreed with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.

I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Bootle solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Bootle surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Lloyds have agreed my mortgage in principle, my offer on a house in Bootle has been agreed to, what happens next?

The property agent will need to know who your solicitors are (be sure the solicitors are on the bank’s approved list). Call up Lloyds or your broker and finalise any appropriate paperwork. Lloyds will instruct a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Lloyds will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bootle.

My wife and I have recently appointed a conveyancing solicitor in Bootle. I need to find out if they are listed on the bank's approved list of lawyers. Can you or the lender confirm if they are on the panel?

You should call your solicitor to check if they are on the bank's panel. Alternatively please call us and we can make some checks for you. Should the firm not be on the lender panel we we can help find a quality conveyancing solicitor in Bootle on the panel for your mortgage company.