I am expecting a offer of a home loan from Santander. I would like to enlist the help of a Licensed Conveyancer in Waterloo. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I have justbeen informed that Stirling Law have closed. They conducted my conveyancing in Waterloo for a purchase of a freehold house 12 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Waterloo conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Waterloo is the location of the property. Can you offer any opinion?
Flying freeholds in Waterloo are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Waterloo you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Waterloo may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My father has urged me to instruct his conveyancing solicitors in Waterloo. Do I take his guidance?
Much as we are happy to recommend a Waterloo conveyancing lawyer it’s preferable to select a conveyancing lawyer is to have guidance from friends or relatives who have actually used the firm you're are thinking of instructing.
I today plan to offer on a house that appears to be perfect, at a reasonable price which is making it more attractive. I have since been informed that the title is leasehold rather than freehold. I would have thought that there are particular concerns buying a leasehold house in Waterloo. Conveyancing advisers have are about to be appointed. Will they explain the issues?
Most houses in Waterloo are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Waterloo so you should seriously consider shopping around for a Waterloo conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as requiring the landlord’spermission to carry out changes to the property. It may be necessary to pay a contribution towards the maintenance of the estate where the property is located on an estate. Your conveyancer will appraise you on the various issues.