My lawyer has uncovered a a legal deficiency with the lease for the property we are buying in Seaforth. The other side have suggested defective title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor has advised that he must ensure that the lender is content with this solution. Who is the client here, us or the mortgage company ?
Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the mortgage company are the client. The appropriate lender specifications must be adhered to.
We note that you have a post code search directory identifying firms on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Seaforth?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Seaforth.
I am selling our house in Seaforth and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers instructed a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Seaforth. We have lived in Seaforth for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I have justbeen informed that Wolstenholmes have closed. They carried out my conveyancing in Seaforth for a purchase of a freehold house 9 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Seaforth conveyancing specialists.
I am thinking of instructing an online conveyancing practitioner as opposed to a Seaforth conveyancing practice. Should I ‘stay local’?
Advantages do exist in having the opportunity to attend a local Seaforth conveyancing solicitor for example
- signing documents on short notice
- often being able to speak to someone face-to-face can make a significant difference, particularly for more complex conveyancing
- the ability to raise concerns if matters go pear-shaped
When analysing estimates, look carefully for hidden extras. Most decent Seaforth high street solicitors give an all-inclusive price. Many online companies seem to offer low cost fees, but have burried 'extras' in the small print.