At long last a mortgage agreement from NatWest for the refinancing of my 2 room maisonette is due any day now. Could you suggest a cheap conveyancing lawyer in Seaforth?
You are on the wrong site if you are in need of a cheap conveyancing in Seaforth. We can offer you affordable conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing organisations enticing you with low cost conveyancing in Seaforth. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for additional fees and still not receive the service required.
My aunt passed away 10 months ago and as sole heir and executor I was left the property in Seaforth. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
If you plan to refinance then Principality will insist on your using a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
I am assisting my aunt sell her flat in Seaforth. Will the conveyancing solicitor arrange an energy assessment or do I organise this?
After the abolition of Home Packs, EPC’s was maintained a mandatory part of moving property. An energy assessment needs to be to hand before the property is placed on the market. This is not something that conveyancers normally organise. If you are instructing a Seaforth conveyancing solicitor they might be willing to arrange energy performance certificates given their contacts with reputable local providers
This question may be naive but I am wet behind the ears as FTB of a two bedroom flat in Seaforth. Do I receive the keys to the property on the completion date from my lawyer? If so, I will use a local conveyancing solicitor in Seaforth?
On the day of completion you do not need to go to the conveyancers office in Seaforth. Conveyancing lawyers for you will arrange to send the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be able to collect the keys from the property Agents and move into your new home. This tends to happen early afternoon.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Seaforth solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Seaforth postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Seaforth.
Is it necessary to pay for insurance to cover chancel repairs when purchasing a house in Seaforth?
Unless a prior purchase of the property completed post 12 October 2013 you could expect conveyancing practitioners conducting conveyancing in Seaforth to remain encouraging a chancel search and or chancel repair liability policy.
I have been sourcing a conveyancing practitioner in Seaforth for my house move. Is it possible to review a firm’s complaints history with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) decisions arising from investigations started on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator may monitor call for training purposes.