Do I need to attend the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Melling so that I can attend their offices if required.

These days conveyancing panel lawyers for banks conduct all of the work through Royal Mail, internet or over the phone. This enables them to undertake the legal work for your home move no matter where you live in England or Wales. Nevertheless you can check if you can still book an appointment to visit conveyancing lawyer if you prefer.

I am buying a terrace house in Melling. The intention is to convert the garage to an office at the property.Will the conveyancing process include checks to determine if these alterations are prohibited?

Your property lawyer should review the deeds as conveyancing in Melling can sometimes reveal restrictions in the title documents which prohibit certain alterations or need the consent of another owner. Many works need local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

Last month we had a mortgage agreed in principle with Nottingham. Melling conveyancing lawyers were appointed. What is the average time that one could expect to receive a mortgage offer from Nottingham?

There is no definitive answer here. Have Nottingham conducted the survey? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

After what feels like an age I have had an offer on an apartment in Melling agreed to, but there is a chain. The vendors have offered on on an apartment, but it’s not yet agreed to, and are looking at other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Melling. What should be my next step? At what stage should I apply for the mortgage with Kent Reliance?

It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Melling conveyancing search charges, etc). The first thing to do is check that your lawyer is on the Kent Reliance approved list. Regarding the next steps this very much dictated by the specifics of your transaction, motivation for this property and on the state of the market. During a buoyant market many purchasers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they pay their lawyer to proceed with the conveyancing in Melling.

3 months have gone by since my purchase conveyancing in Melling completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Melling is the location of the property. Can you offer any advice?

Flying freeholds in Melling are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Melling you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Melling may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What is the reason for new build conveyancing in Melling being more expensive?

Acquiring a brand new property is significantly distinct from the standard house purchase conveyancing in Melling. For a start sellers normally need contracts to exchange within a tight deadline, so there is a lot of pressure on your conveyancer to make sure all is in order. Furthermore new build conveyancing often involve the checking of adoption of highways, drains, planning considerations, building warranties or architects certificates. Bank requirements are also more demanding. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.