My best friend’s dad is a property lawyer. I hope that I will be offered mate’s rates for conveyancing, However if that does not come materialise, what level of figure should I be paying for conveyancing in Sefton?

It’s sensible to look for 3 or more like-for-like conveyancing estimates. Do use our comparison tool on this page. The estimates may vary but service levels do are distinct between solicitors as is true with most professions.

How do I find out if the solicitor handling my conveyancing in Sefton is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Yorkshire Building Society thus paying £192.00 in additional legal charges.

Feel free to make the most of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Sefton’ or your location and you will be presented with numerous solicitors located in Sefton or nearest you.

A relative advised me that if I am buying in Sefton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes quoted for as part of the standard Sefton conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Sefton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Sefton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data regarding Sefton.

I'm buying a new build house in Sefton with the aid of help to buy. The sellers refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not reveal to my conveyancer about the deal as it could adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it all the more appealing. I have just found out that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a house with a leasehold title in Sefton. Conveyancing advisers have are soon to be instructed. Will they explain the issues?

The majority of houses in Sefton are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. it is apparent that you are buying in Sefton so you should seriously consider shopping around for a Sefton conveyancing practitioner and be sure that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out changes to the property. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the property is part of an estate. Your conveyancer will report to you on the legal implications.

Leasehold Conveyancing in Sefton - Examples of Queries before Purchasing

Is anyone aware of any major works in the near future that will add a premium to the maintenance charges? The best form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this scenario the lessees enjoy being in charge if their destiny and notwithstanding that a managing agent is often retained if the building is bigger than a house conversion, the managing agent employed by the leaseholders. How many of the leaseholders are in arrears for their maintenance charge payments?