Find a Maghull Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Maghull? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Maghull transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Maghull conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Maghull

Will my conveyancing lawyers need to check that the building insurance when buying a house in Maghull. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/12/2018, the requirements read as follows :

Will commercial conveyancing searches disclose proposed roadworks that may impact a commercial premises in Maghull?

Its becoming the norm that commercial conveyancing solicitors in Maghull will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Maghull. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Maghull.

For every commercial conveyancing transaction in Maghull it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Maghull commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Maghull.

I'm purchasing my first flat in Maghull with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The sale representative advised me not inform my lawyer about the side-deal as it could impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Maghull ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders tend not grant a mortgage on a flying freehold house.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Maghull. Conveyancing will be smoother if you use a solicitor in Maghull especially if they regularly deal with such properties in Maghull.

Should I stop my mortgage payments with UBS as soon as a completion date for my home sale in Maghull has been set?

You are best advised to continue paying any mortgage payments to UBS until the mortgage is discharged out of the proceeds of sale as part of your Maghull conveyancing.

Last updated

Find out more about how flying freehold can affect your the value of a property.