My brother-in-law has suggested I instruct a conveyancing solicitor in Brynford. I I am struggling to find out if they are accepted on the Birmingham Midshires approved list of lawyers. Could you advise?
You should e-mail your lawyer and ask them whether they are on the lender panel. Otherwise you can get in touch with Birmingham Midshires who may be able to assist.
Are there restrictive covenants that are commonly picked up during conveyancing in Brynford?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Brynford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Brynford with a loan from The Mortgage Works. The developers refused to move on the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not disclose to my solicitor about the extras as it may adversely affect my mortgage with The Mortgage Works. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Brynford before appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks may not grant a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brynford. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for some conveyancing in Brynford. I've land on a site which looks to be the ideal offering If it is possible to get all formalities done via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?