Unfortunately I am unable to travel far from Northop Hall. What is the rationale as to why all Northop Hall conveyancing practitioners aren't automatically on all mortgage company panels?

Lenders point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It led to lenders pruning a number of firms off their panel of approved conveyancing practitioners .

We decided to purchase a purpose built flat in Northop Hall with a loan from Skipton Building Society.We use our Northop Hall conveyancing solicitor but Skipton Building Society informed us she’s not on their "panel". We have to appoint a Skipton Building Society panel solicitor or retain our local solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?

No, not really. The loan offered to you is subject to its terms and conditions, a common one being that conveyancers must be on the Skipton Building Society conveyancing panel. in the past, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Skipton Building Society

I got the keys to my house on 1 April and the transaction details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Northop Hall advises it should be concluded in less than a month. Are properties in Northop Hall uniquely lengthy to register?

There is nothing unique about conveyancing in Northop Hall registration formalities. Rather than based on location, timescales can adjust depending on who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. As of today approximately 80% of such applications are fully dealt with within 12 days but occasionally there can be extensive hold-ups. Registration occurs after the buyer is living at the premises therefore 'speed' is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.

I am buying a new build apartment in Northop Hall. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Northop Hall

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

My conveyancing in Northop Hall completes on Friday, however the vendors I am buying from has asked to vacate on the Saturday afternoon. Should I accept this?

It is not possible to complete on a Saturday due to the bank systems aren't operating.