We're in Wrexham, First time buyers buying with a mortgage (lender is HSBC , and our solicitor is on the HSBC conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I have been pointed in your direction by a number of selling agents in Wrexham to find a solicitor using your seach tool. Is there a financial incentive for Estate Agents to recommend your services ahead of a competitor’s?

We refuse to offer any referral fee for pointing buyers and sellers to this site. We thought it would be too underhand a fee as a client could think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

I need to instruct a conveyancing solicitor for some conveyancing in Wrexham. I've discover a web site which seems to have the ideal solution If there is a chance to get all formalities completed via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Back In 2003, I bought a leasehold flat in Wrexham. Conveyancing and Britannia mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Wrexham who acted for me is not around. Do I pay?

First contact the Land Registry to be sure that the individual purporting to own the freehold is in fact the new freeholder. You do not need to instruct a Wrexham conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Wrexham Leasehold Conveyancing - A selection of Queries Prior to Purchasing

If a Wrexham lease has no more than eighty years it will affect the marketability of the property. Check with your bank that they are content with residual term of the lease. A short lease means that you will probably have to extend the lease sooner rather than later and it is worth finding out how much this would cost. Remember, in most cases you will be required to have owned the property for 24 months before you are entitled to exercise a lease extension. Are any of leasehold owners in dispute over their service charge payments? Does the lease contain onerous restrictions?

What is the reason for new build conveyancing in Wrexham being more expensive?

Conveyancing in Wrexham for newly converted or new build properties can sometimes involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further investigations and contractual concerns.