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Find a Wrexham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Wrexham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Wrexham home move at risk of delay or failure.

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Recently asked questions about conveyancing in Wrexham

Is there a reason why leasehold purchase conveyancing in Wrexham costs more?

The conveyancing costs on a leasehold premises in Wrexham is frequently greater as compared to a freehold property. This is due to the supplemental time required in dealing with the freeholder and management company to collate the evidence about whether the rent and service fee have been paid and whether there are any large sums expected to be spent in the near future on repairs or maintenance of the building.

I am helping my niece sell her house in Wrexham. Will the conveyancer order an EPC or do I organise this?

After the demise of Home Packs, EPC’s was retained a compulsory component of selling a house. An EPC must be to hand before the property is placed on the market. This is not a task that solicitors normally arrange. Where you are instructing a Wrexham conveyancing lawyer they might be able to arrange energy performance certificates due to their relationships with long established Wrexham assessors

My bid for a property was accepted at auction in Wrexham. Conveyancing is required. What is next?

Having legally committed yourself to purchase you must instruct a conveyancing practitioner as a matter of priority as you are faced with a pending a fixed date to complete the purchase. All auction property should have an associated legal pack. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You must pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in place to complete on the date specified in the contract.

I am selling my house. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being pedantic. The Wrexham solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am purchasing my first flat in Wrexham with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not inform my conveyancer about this extras as it could put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey carried out on a property in Wrexham in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to grant a mortgage on such a home.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wrexham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wrexham to see if the conveyancing costs will increase in light of this.

I am thinking of appointing a conveyancing lawyer in Wrexham for my remortgage. Is it possible to check a firm’s record with the legal regulator?

Members of the public may see published Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after Jan 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.

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Find out more about how flying freehold can affect your the value of a property.