Would the conveyancing lawyers listed on your site conduct right to buy conveyancing in Saltney?

We work with numerous conveyancing firms who can handle right to buy transactions Do e-mail the conveyancers listed to secure a conveyancing quote.

How does conveyancing in Saltney differ for new build properties?

Most buyers of new build premises in Saltney approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because developers in Saltney typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Saltney or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a house in Saltney prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to grant a loan on a flying freehold premises.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Saltney. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Saltney to see if the conveyancing will be more expensive.

Are there any apps to assist me to identify a Saltney solicitor on the The Mortgage Works conveyancing panel? I drive a motor bike and am prepared to travel upto 10miles to meet the lawyer.

You can use the search on this website. Please pick a bank and your location and you will see a number of Saltney conveyancing lawyers based on proximity. We have detailed some Saltney conveyancing firms towards the end of this page and you can telephone them to check if they are on the The Mortgage Works member panel

Last May I purchased a leasehold property in Saltney. Am I liable to pay service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Saltney - Examples of Queries before Purchasing

On the whole the outlay for major works tend not to be included within service charges, albeit that a few managing agents in Saltney ask leaseholders to contribute towards a sinking fund created for the specific intention of building a fund for major repairs or maintenance. Where a Saltney lease has fewer than 80 years it will impact the marketability of the flat. Check with your mortgage company that they are happy with residual term of the lease. A short lease means that you will almost definitely require a lease extension at some point and it is worth discovering how much this would cost. For most Saltneylease extensions you will need to own the residence for 24 months before you are entitled to extend the lease. How many of the leaseholders are in arrears for their service charge payments?