My conveyancer has discovered a a problem with the lease for the flat we are purchasing in Marford. The seller’s lawyers have offered title insurance as a workaround. We are content with insurance and will pay for it. Our has advised that he must be satisfied that the bank is happy with this solution. Who is the client here, us or the lender?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender provisions have to be complied with.
The deeds to my home are lost. The conveyancers who conducted the conveyancing in Marford years ago have long since closed. Will I be able to sell the house?
In today’s world there are duplicates made of almost everything, and your conveyancer should be aware exactly where to find all the appropriate documentation so you can purchase or sell your property without a hitch. Where duplicates are not available, your solicitor can arrange cover in the form of insurance or indemnities against future claims on the property.
Due to the input of my in-laws I had a survey completed on a house in Marford in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks will not give a mortgage on such a premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Marford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Marford to see if the conveyancing costs will increase in light of this.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Marford and how can you help?
The particular law that you refer to affords a safeguard to business tenants, giving them the a statutory right to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Marford
I need to instruct a conveyancing solicitor in Marford for my home move. Is there any facility to review a firm’s record with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) determinations stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA could recorded call for training requirements.