We are about to exchange contracts for a semi detached house in Marford. We have hit a problem. The mortgage offer with The Mortgage Works expires on 24/6/2024 but the sellers are putting forward a completion date of 26/6/2024. Is it possible to extend the loan offer?

The best person to deal with your issue is your conveyancer who will assess if they better off negotiating with the mortgage company, owner’s lawyers, selling agents or indeed all three given what has happend in your house move as of today.

Are there restrictive covenants that are commonly identified as part of conveyancing in Marford?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Marford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been advised by a few selling agents in Marford to find a property lawyer on your site. Is there a financial advantage for Estate Agents to recommend your services over and above a competitor’s?

We don’t make any financial incentive for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission as a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

I need to find a conveyancing solicitor for freehold conveyancing in Marford. I have chance upon a site which appears to be the ideal offering If it is possible to get all formalities completed via phone that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Having checked my lease I have discovered that there are only 72 years unexpired on my lease in Marford. I now want to extend my lease but my freeholder is missing. What are my options?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you have made all reasonable attempts to track down the freeholder. For most situations an enquiry agent would be useful to try and locate and to produce an expert document which can be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor both on investigating the landlord’s disappearance and the vesting order request to the County Court covering Marford.

Marford Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

Best to be warned whether window replacement or some other major work is pending that will be shared amongst the leasehold owners and will dramatically increase the the maintenance fees or require a one off invoice. How much is the annual service fee and ground rent? It would be wise to discover as much as possible regarding the company managing the building as they can either make your life much simpler or uncomfortable. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to practical matters like the upkeep of the common parts. Don't be afraid to ask other people what they think of them. Finally, be sure you discover the dates that the maintenance fees are due to the managing agents and precisely how they are spending that money.