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Find a Chester Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chester? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chester conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chester conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chester

My conveyancer has identified a defect with the lease for the flat we are purchasing in Chester. The seller’s lawyers have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our property lawyer has advised that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the bank?

Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. These conveyancing instructions have to be complied with.

Do commercial conveyancing searches reveal proposed roadworks that could impact a commercial premises in Chester?

Many commercial conveyancing solicitors in Chester will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Chester. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chester.

For every commercial conveyancing transaction in Chester it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Chester commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Chester.

How does conveyancing in Chester differ for newly converted properties?

Most buyers of new build premises in Chester contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Chester usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chester or who has acted in the same development.

How do I identify a Chester solicitor on the Platform Home Loans Ltd conveyancing panel? I am a keen cyclist and am happy to travel upto 20kilometers to meet the solicitor.

You can use the facility on this website. Please pick a lender and your location and you will see a number of Chester conveyancing lawyers located nearest you. We have detailed some Chester conveyancing firms towards the end of this page and you can ring them to check whether they are on the Platform Home Loans Ltd member panel

Jane (my partner) and I may need to let out our Chester garden flat temporarily due to taking a sabbatical. We used a Chester conveyancing firm in 2002 but they have closed and we did not have the foresight to get any advice as to whether the lease allows us to sublet. How do we find out?

Your lease dictates the relationship between the freeholder and you the flat owner; in particular, it will set out if subletting is prohibited, or permitted but only subject to certain conditions. The rule is that if the lease contains no specific ban or restriction, subletting is allowed. Most leases in Chester do not contain strict prohibition on subletting – such a clause would undoubtedly devalue the flat. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the sublease.

I acquired a 1 bedroom flat in Chester, conveyancing formalities finalised half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Chester with over 90 years remaining are worth £181,000. The ground rent is £55 charged once a year. The lease finishes on 21st October 2073

With only 51 years remaining on your lease we estimate the price of your lease extension to be between £30,400 and £35,200 plus costs.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.

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