My financial adviser requires my Chester solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Chester office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Chester conveyancer . They maintain a central record lender panel numbers.
I am purchasing a house without a mortgage in Chester. I have lived for the last 15 years in Chester. Conveyancing searches are exorbitant. As I know the area and road very well must I have all the conveyancing searches?
If you not getting a mortgage, then almost all of the Chester conveyancing searches are optional. Your lawyer will 'advise', no-doubt strongly, that you should have searches completed, but he is duty bound to take that path of encouragement . One thing to consider; if you are going to dispose of the house at a future date, it will be of relevance to your prospective purchaser what the searches contain. On occasion properties with apparent issues can still reveal unexpected search results. A competent conveyancing solicitor in Chester will provide you some practical guidance here.
My brother-in-law has suggested I instruct a conveyancing solicitor in Chester. I I am struggling to find out if they are on the Coventry Building Society approved list of lawyers. Could you help?
The first thing to do is call the lawyer and ask them if they can act for the bank. Otherwise you should call Coventry Building Society who may be able to help.
I have recentlybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Chester for a purchase of a freehold house 9 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The quickest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chester conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a house in Chester prior to retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chester. Conveyancing will be smoother if you use a solicitor in Chester especially if they regularly deal with such properties in Chester.