Can your site be used to find a Conveyancing solicitor in Bromborough even where I’m not buying or disposing of a house, for example where I wish to buy a shop in Bromborough with a mortgage from The Mortgage Works?

Our search tool is primarily utilised to select domestic conveyancing solicitors in Bromborough but we have set out at the bottom of this page a selection of Bromborough commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they are also authorised to represent The Mortgage Works

Me and my brother purchased a terraced Edwardian house in Bromborough. Conveyancing lawyer represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bromborough and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing solicitor who carried out the work.

How does conveyancing in Bromborough differ for newly converted properties?

Most buyers of new build or newly converted property in Bromborough contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because builders in Bromborough usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bromborough or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a property in Bromborough prior to retaining lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders will refuse to give a mortgage on a flying freehold property.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bromborough. Conveyancing may be slightly more expensive based on your lender's requirements.

I am a negotiator for a busy estate agent office in Bromborough where we have experienced a number of flat sales put at risk due to leases having less than 80 years remaining. I have received contradictory information from local Bromborough conveyancing firms. Can you confirm whether the owner of a flat can instigate the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the disposal of the property.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Leasehold Conveyancing in Bromborough - A selection of Questions you should ask before Purchasing

The prefered form of lease structure is where the freehold reversion is owned by the leaseholders. In this arrangement the tenants enjoy being in charge if their destiny and notwithstanding that a managing agent is often employed if the building is bigger than a house conversion, the managing agent employed by the leaseholders. Who are the managing agents? The majority of Bromborough leasehold properties will be liable to pay a service bill for maintenance of the block levied on behalf of the landlord. If you buy the apartment you will have to pay this amount, normally quarterly during the year. This may vary from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all likelihood there will be a ground rent for you to pay yearly, normally this is not a exorbitant sum, say about £25-£75 but you need to check as occasionally it could be surprisingly expensive.